Choosing a home warranty in Oklahoma shouldn't be complicated, but you may be surprised to learn just how many options there are. While most plans are similar, coverages may vary as well as costs. Feel free to take the time you need to make sure you choose the best plan for your needs.
Once you pick a home warranty company and plan in Addington, your coverage doesn't start right away. You'll need to have an inspection performed on your covered equipment and appliances before your warranty can go into effect. This appointment will be arranged through the home warranty company and should be provided at no cost to you. After the inspection, your warranty period can begin.
Before you buy a home warranty, take some time to learn more about how it works. Liberty Home Guard wants you to make an informed decision, and we are happy to share this information with you to help you with your choice.
When you are considering buying a home warranty in Oklahoma it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.
A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Addington covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.
A home warranty in Oklahoma is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.
Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Addington. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.
While most sellers in Oklahoma include a home warranty as part of the sale of their home, the homeowners themselves can purchase a new plan or renew their warranty plan once the original expires. When deciding whether you need a home warranty, you should ask yourself what level of risk you're willing to accept, and what level of protection you are most comfortable with.
We believe a home warranty in Addington is a good idea for any homeowner, but it's not required the same way homeowners insurance is. You should consider your financial situation, the age of your home and it's equipment, as well as your own personal situation. Each homeowner is unique, and no two homes are alike.
While an appliance or home systems failure is always inconvenient, getting the help you need from your home warranty in Addington shouldn't be difficult. Whenever you need a repair, simply call your home warranty provider or schedule an appointment online for a service contractor to visit your home. Liberty Home Guard has a number of qualified contractors to ensure you can get the help you need quickly.
A service call will be arranged with the contractor. When the contractor visits your home they'll assess the repair and confirm it's covered by your home warranty in Oklahoma. If the item cannot be repaired a replacement will be issued, otherwise the contractor will complete the repairs for you in a timely manner.
Whether you need a home warranty in Oklahoma can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.
Many homeowners in Addington do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.
A home warranty in Oklahoma is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.
Similar to a manufacturer's warranty, a home warranty in Addington protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.
If you are ready to purchase a home warranty in Oklahoma from Liberty Home Guard, contact our team today. We can help you make the right choice for your home and can customize your warranty plan to cover only the appliances and systems you have in your home.
Getting a home warranty in Addington is a smart decision, and one that will protect you from unexpected expenses when appliances break or home systems fail. A home warranty will provide both peace of mind and ease of use whenever you may need to use it.
Let Liberty Home Guard help you today. Contact us for a quote or to learn more about our plans and options. Our dedicated support team is happy to answer any questions you may have about how a home warranty works and what it can do for you.
Here are just some of the reasons:
Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.
SPECIAL OFFERS!