You can customize your home warranty in Lake City to suit your needs. You can choose only the coverage you need for the systems and appliances you want to have covered or that you have in your home. You should do your homework and be sure you understand the options and plans available to you.
Each home warranty company in Michigan offers a variety of plans and coverage options, so it's important that you evaluate your options and understand what each company and plan offers. Once you choose a plan, you'll need to have an inspection to certify your systems and appliances are in working order and properly maintained. After the inspection, your warranty coverage will begin.
Liberty Home Guard is committed to helping you understand the options available to you to ensure you get the right coverage for your needs. We have addressed some common questions we receive to help you as you consider your options for a warranty for your home.
It's important to understand how your home warranty in Michigan works to ensure you are getting the right coverage for your needs. A home warranty provides coverage for the repair or replacement of major appliances or home systems, such as HVAC or electrical systems, when they malfunction. It is not homeowner's insurance, but it does complement your existing coverage and provides a greater level of protection should you need it.
Make sure you understand exactly what is covered by your home warranty in Lake City, and how to process a claim should you need to use it. You should also ask about the network of qualified contractors available in your area to ensure there are enough contractors to ensure you won't be waiting a long period of time for repairs.
A home warranty isn't required in Michigan the way homeowners insurance is, but it can be a smart idea for homeowners who may be unable to cover the high cost of repairs when a major system in their home breaks. Whether you need a home warranty is a personal decision, and you'll want to weigh the investment versus the risk you are willing to accept.
If you are well positioned to handle an expensive repair bill on a moment's notice, you may not need a home warranty in Lake City. However, if you prefer not to roll the dice with your home's existing systems and appliances, a home warranty can provide a level of security and peace of mind.
When you are considering buying a home warranty in Michigan it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.
A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Lake City covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.
A home warranty in Michigan is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.
Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Lake City. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.
A home warranty in Michigan typically covers the various systems in your home including HVAC, plumbing, and electrical. It's important to keep your systems well maintained, but systems do break and require repairs. And, oftentimes, they fail at the worst possible time. With a home warranty, you can get help fast, at a set cost, and with the peace of mind that it's covered.
You also have the option to include major appliances including your washer and dryer, stove, refrigerator, dishwasher, and even garbage disposal in your home warranty plan in Lake City. Bottom line - there are a lot of things that can fail or go wrong with your appliances, and a home warranty can add a layer of assurance and security for homeowners.
Anyone who owns a home may be eligible for a home warranty in Michigan, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty.
A home warranty in Lake City is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.
If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in Michigan.
Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Lake City. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.
To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.
Here are just some of the reasons:
Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.
Very customer-centric, especially for a home warranty company. I had an issue with my oven's display and Robert spent 40 minutes with me on the phone helping me troubleshoot it.
Harriet Williams Heating
Trust Pilot
As a vendor, this home warranty company was, by far, THE BEST to work with. Very fast approval and payment. My technician was in and out in 20 minutes. Other home warranty companies take forever to get an approval and having my technicians wait on site is not very efficient. Great experience!
Maria Olah
As a Company, They have always paid very promptly for any claims we submit on behalf of customers. Their service department is very easy to work with compared to other companies.
Ryan Leckbee, Rhino Air Conditioning and Heating
People were responsive and there was no tap dancing around the issues. Great working with Paul, very professional and pleasant to talk to
Paula Bradley
My pool kept turning green. I couldn't figure it out. Thankfully I had a policy with Liberty Home Guard, and even though I didn't have the optional pool and spa add-on, Liberty still got a technician out to me and coordinated all the work done. I made sure to buy pool coverage afterward!
Raymond Jenkins
Trust Pilot
Liberty Home Guard actually seems to understand their customers. Their replacement upgrade program was too enticing to pass up and having used it twice, I am so pleased with it and Liberty Home Guard’s level of customer service.
Sara Acosta
Trust Pilot
I have had many home programs in the past and by far they are the best I had so far. Quick response to issues and the technicians they used were qualified and good at what they do!...
Nelson O
BBB
I had a very positive experience with Liberty Home Guard. I was concerned because it did not cover some of my large appliances and my account manager, Natalie A***** quickly resolved my concern within hours. I feel really good about choosing Liberty Home Guard for my multi-year warranty.
Jasmine
BBB
Liberty Home Guard is amazing! I called Up and their customer service team was super friendly and addressed my problem right away, they were able to get me a great deal and make it super convenient and quick! Highly recommend.
Cory R
BBB
Sam, David, and the people at LHG made me feel like family straight away. Thanks, gents, for making the tedious process of getting a home warranty simple.
Darren H
BBB
Excellent company, transparent service, fast and efficient. Exactly what we were looking for.
Dan H
Consumer Advocate
You can rest assured knowing that Liberty Home Guard fulfills their end of the agreement. I have has three claims different issues in my home and they took care of each promptly. I would be out of pocket a lot more than just my premium. You guys have my business for life.
Joseph
Consumers Advocate
A home warranty that works just the way it should. It makes my life easier that they don’t leave me on hold for 30 minutes the way my last home warranty company would.
Sara P
Consumers Advocate
I have renewed my three year policy twice, I have nothing but good things to say about Liberty Home Guard. Always good service, and happy endings.
Vick C
Consumers Advocate
Liberty Home Guard has saved me money on multiple occasions. Their technicians are always prepared and for all my claims, completed the work in 1 visit.
Linsey C
Consumers Advocate
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