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When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.
Before purchasing a home warranty plan in Nashua, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.
It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.
When you are considering buying a home warranty in Minnesota it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.
A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Nashua covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.
A home warranty in Minnesota is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.
Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Nashua. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.
Not everyone needs a home warranty in Minnesota. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.
If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Nashua. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.
When you are choosing a home warranty in Minnesota it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.
A home warranty in Nashua is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.
Whether you need a home warranty in Minnesota can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.
Many homeowners in Nashua do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.
A home warranty in Minnesota is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.
Similar to a manufacturer's warranty, a home warranty in Nashua protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.
If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in Minnesota.
Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Nashua. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.
To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.
Here are just some of the reasons:
Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.
Very customer-centric, especially for a home warranty company. I had an issue with my oven's display and Robert spent 40 minutes with me on the phone helping me troubleshoot it.
Harriet Williams Heating
As a vendor, this home warranty company was, by far, THE BEST to work with. Very fast approval and payment. My technician was in and out in 20 minutes. Other home warranty companies take forever to get an approval and having my technicians wait on site is not very efficient. Great experience!
As a Company, They have always paid very promptly for any claims we submit on behalf of customers. Their service department is very easy to work with compared to other companies.
Ryan Leckbee, Rhino Air Conditioning and Heating
People were responsive and there was no tap dancing around the issues. Great working with Paul, very professional and pleasant to talk to
My pool kept turning green. I couldn't figure it out. Thankfully I had a policy with Liberty Home Guard, and even though I didn't have the optional pool and spa add-on, Liberty still got a technician out to me and coordinated all the work done. I made sure to buy pool coverage afterward!
Liberty Home Guard actually seems to understand their customers. Their replacement upgrade program was too enticing to pass up and having used it twice, I am so pleased with it and Liberty Home Guard’s level of customer service.
I have had many home programs in the past and by far they are the best I had so far. Quick response to issues and the technicians they used were qualified and good at what they do!...
I had a very positive experience with Liberty Home Guard. I was concerned because it did not cover some of my large appliances and my account manager, Natalie A***** quickly resolved my concern within hours. I feel really good about choosing Liberty Home Guard for my multi-year warranty.
Liberty Home Guard is amazing! I called Up and their customer service team was super friendly and addressed my problem right away, they were able to get me a great deal and make it super convenient and quick! Highly recommend.
Sam, David, and the people at LHG made me feel like family straight away. Thanks, gents, for making the tedious process of getting a home warranty simple.
Excellent company, transparent service, fast and efficient. Exactly what we were looking for.
You can rest assured knowing that Liberty Home Guard fulfills their end of the agreement. I have has three claims different issues in my home and they took care of each promptly. I would be out of pocket a lot more than just my premium. You guys have my business for life.
A home warranty that works just the way it should. It makes my life easier that they don’t leave me on hold for 30 minutes the way my last home warranty company would.
I have renewed my three year policy twice, I have nothing but good things to say about Liberty Home Guard. Always good service, and happy endings.
Liberty Home Guard has saved me money on multiple occasions. Their technicians are always prepared and for all my claims, completed the work in 1 visit.