The Most Trusted
North Branch Home
Warranty

The Most Trusted North Branch Home Warranty
The Most Trusted North Branch Home Warranty

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in North Branch, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Understanding Your Home Warranty Coverage

When you get a home warranty in Minnesota, it's important to understand the coverage you get with your plan. Home warranties can cover your major appliances as well as major systems including sewer, electrical, and HVAC equipment. Should something go wrong with your water heater, refrigerator, dishwasher, or furnace, your repairs should be included in your plan.

It's easy to use your warranty plan in North Branch. When you need a repair, just call your home warranty company to start a claim. A service provider will be dispatched to your home and will assess the repair. From there, they will confirm the repair is covered and will take care of everything. Most home warranties will cover the repair or replacement of your appliances or home systems.

The Most Trusted North Branch Home Warranty

Should You Get A Home Warranty When Buying A House?

Many homeowners are introduced to the idea of a home warranty in Minnesota when they are searching for a new home. Many sellers will include a home warranty with the sale of the property, and it's appealing to buyers as it provides a certain level of protection as they transition into their new home. You never know the maintenance history of a property, and a home warranty can help.

If your seller doesn't include a home warranty in North Branch it never hurts to ask, and if one isn't offered you can always purchase your own plan. If you are buying a new construction home, you should be covered by the builders warranty for a set period of time and may want to purchase a home warranty when that one expires.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Minnesota it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in North Branch covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

The Most Trusted North Branch Home Warranty

Who Can Buy A Home Warranty

A home warranty in Minnesota is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in North Branch. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

How Do You Know If You Need A Home Warranty?

Whether you need a home warranty in Minnesota can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.

Many homeowners in North Branch do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.

The Most Trusted North Branch Home Warranty

Understanding Home Warranty Coverage

A home warranty in Minnesota is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.

Similar to a manufacturer's warranty, a home warranty in North Branch protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Minnesota to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in North Branch is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.

Home Warranty Plans in Minnesota
Total Home Guard

Plans Starting at less than $1.50 a Day!

GET YOUR QUOTEMost Popular
Systems Guard

Plans Starting at less than $1 a Day!

GET YOUR QUOTE
Appliance Guard

Plans Starting at less than $1 a Day!

GET YOUR QUOTE
The Most Trusted North Branch Home Warranty
Why is Liberty Home Guard one of the best
home warranty companies in Minnesota?

Here are just some of the reasons:

  • All technicians are licensed professionals
  • 60-day workmanship warranty
  • 24/7 customer service
  • Most add-ons, customizable plans, available in the business
  • Committed to customer satisfaction
  • Competitive pricing
Now what?

Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.

What Our Clients Say About Us:

Very customer-centric, especially for a home warranty company. I had an issue with my oven's display and Robert spent 40 minutes with me on the phone helping me troubleshoot it.

Harriet Williams Heating

Trust Pilot

As a vendor, this home warranty company was, by far, THE BEST to work with.  Very fast approval and payment.  My technician was in and out in 20 minutes.  Other home warranty companies take forever to get an approval and having my technicians wait on site is not very efficient. Great experience!

Maria Olah

Google

As a Company, They have always paid very promptly for any claims we submit on behalf of customers. Their service department is very easy to work with compared to other companies. 

Ryan Leckbee, Rhino Air Conditioning and Heating

Google

People were responsive and there was no tap dancing around the issues.  Great working with Paul, very professional and pleasant to talk to

Paula Bradley

Google

My pool kept turning green. I couldn't figure it out. Thankfully I had a policy with Liberty Home Guard, and even though I didn't have the optional pool and spa add-on, Liberty still got a technician out to me and coordinated all the work done. I made sure to buy pool coverage afterward!

Raymond Jenkins

Trust Pilot

Liberty Home Guard actually seems to understand their customers. Their replacement upgrade program was too enticing to pass up and having used it twice, I am so pleased with it and Liberty Home Guard’s level of customer service.

Sara Acosta

Trust Pilot

I have had many home programs in the past and by far they are the best I had so far. Quick response to issues and the technicians they used were qualified and good at what they do!...

Nelson O

BBB

I had a very positive experience with Liberty Home Guard. I was concerned because it did not cover some of my large appliances and my account manager, Natalie A***** quickly resolved my concern within hours. I feel really good about choosing Liberty Home Guard for my multi-year warranty.

Jasmine

BBB

Liberty Home Guard is amazing! I called Up and their customer service team was super friendly and addressed my problem right away, they were able to get me a great deal and make it super convenient and quick! Highly recommend. 

Cory R

BBB

Sam, David, and the people at LHG made me feel like family straight away. Thanks, gents, for making the tedious process of getting a home warranty simple.

Darren H

BBB

Excellent company, transparent service, fast and efficient. Exactly what we were looking for.

Dan H

Consumer Advocate

You can rest assured knowing that Liberty Home Guard fulfills their end of the agreement. I have has three claims different issues in my home and they took care of each promptly. I would be out of pocket a lot more than just my premium. You guys have my business for life.

Joseph

Consumers Advocate

A home warranty that works just the way it should. It makes my life easier that they don’t leave me on hold for 30 minutes the way my last home warranty company would.

Sara P

Consumers Advocate

I have renewed my three year policy twice, I have nothing but good things to say about Liberty Home Guard. Always good service, and happy endings.

Vick C

Consumers Advocate

Linsey C

Liberty Home Guard has saved me money on multiple occasions. Their technicians are always prepared and for all my claims, completed the work in 1 visit.

Linsey C

Consumers Advocate

SPECIAL OFFERS!

Special Offer
  • 2 Free Bonus Months
  • $200.00 off All Plans

SPECIAL OFFERS!

Special Offer
  • 2 Free Bonus Months
  • $200.00 off All Plans
Liberty Home Guard
Need help?

Talk to our Liberty Home Guard Agents 24/7.

(866) 225-7958