Choosing a home warranty in Michigan shouldn't be complicated, but you may be surprised to learn just how many options there are. While most plans are similar, coverages may vary as well as costs. Feel free to take the time you need to make sure you choose the best plan for your needs.
Once you pick a home warranty company and plan in Saint Clair, your coverage doesn't start right away. You'll need to have an inspection performed on your covered equipment and appliances before your warranty can go into effect. This appointment will be arranged through the home warranty company and should be provided at no cost to you. After the inspection, your warranty period can begin.
Before you buy a home warranty, take some time to learn more about how it works. Liberty Home Guard wants you to make an informed decision, and we are happy to share this information with you to help you with your choice.
A home warranty in Michigan typically covers the various systems in your home including HVAC, plumbing, and electrical. It's important to keep your systems well maintained, but systems do break and require repairs. And, oftentimes, they fail at the worst possible time. With a home warranty, you can get help fast, at a set cost, and with the peace of mind that it's covered.
You also have the option to include major appliances including your washer and dryer, stove, refrigerator, dishwasher, and even garbage disposal in your home warranty plan in Saint Clair. Bottom line - there are a lot of things that can fail or go wrong with your appliances, and a home warranty can add a layer of assurance and security for homeowners.
Anyone who owns a home may be eligible for a home warranty in Michigan, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty.
A home warranty in Saint Clair is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.
Whether you need a home warranty in Michigan can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.
Many homeowners in Saint Clair do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.
A home warranty in Michigan is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.
Similar to a manufacturer's warranty, a home warranty in Saint Clair protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.
Not everyone needs a home warranty in Michigan. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.
If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Saint Clair. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.
When you are choosing a home warranty in Michigan it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.
A home warranty in Saint Clair is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.
When you have chosen to purchase a home warranty in Michigan, be sure to consider your options at Liberty Home Guard. Our home warranty plans are fully customizable, allowing for flexible coverage and pricing to fit your unique needs. Whether you just want to make sure large, expensive systems like your HVAC and plumbing are covered, or you want added protection for your appliances, we can help.
Having a home warranty in Saint Clair can ease your anxiety about a major system or appliance breakdown. If something breaks, you just need to make a single call to arrange for service, and the rest is taken care of for you. No surprises, no stress.
Our dedicated support team at Liberty Home Guard is happy to address any concerns you may have or to answer any questions you have about home warranties in general or about our specific options. Contact us today.
Here are just some of the reasons:
Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.
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