The Most Trusted
Saint Michael Home
Warranty

The Most Trusted Saint Michael Home Warranty
The Most Trusted Saint Michael Home Warranty

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Saint Michael, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Saint Michael, and it's not required like homeowner's insurance. Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.

If you have newer appliances that you purchased, you may choose not to get a home warranty in Minnesota until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

The Most Trusted Saint Michael Home Warranty

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should get a home warranty in Minnesota, and ultimately it is a personal decision you'll need to make after considering your options. You may not need to get a home warranty if the seller included one when you bought your home or if you are covered by a builders warranty. But if you don't have any existing warranty coverage and want an extra layer of protection, a home warranty is a good idea.

If you are like many homeowners in Saint Michael and do not have money set aside for appliance repairs, you could find yourself in a difficult situation when something breaks. With a home warranty, your exposure is limited, reducing the possibility of a financial hardship due to an unexpected repair.

Questions To Ask About Home Warranty Coverage

It's important to understand how your home warranty in Minnesota works to ensure you are getting the right coverage for your needs. A home warranty provides coverage for the repair or replacement of major appliances or home systems, such as HVAC or electrical systems, when they malfunction. It is not homeowner's insurance, but it does complement your existing coverage and provides a greater level of protection should you need it.

Make sure you understand exactly what is covered by your home warranty in Saint Michael, and how to process a claim should you need to use it. You should also ask about the network of qualified contractors available in your area to ensure there are enough contractors to ensure you won't be waiting a long period of time for repairs.

The Most Trusted Saint Michael Home Warranty

Do You Need A Home Warranty?

A home warranty isn't required in Minnesota the way homeowners insurance is, but it can be a smart idea for homeowners who may be unable to cover the high cost of repairs when a major system in their home breaks. Whether you need a home warranty is a personal decision, and you'll want to weigh the investment versus the risk you are willing to accept.

If you are well positioned to handle an expensive repair bill on a moment's notice, you may not need a home warranty in Saint Michael. However, if you prefer not to roll the dice with your home's existing systems and appliances, a home warranty can provide a level of security and peace of mind.

Home Warranty Explained

A home warranty in Saint Michael is a service contract that provides for the repair or replacement of a malfunctioning appliance or home system. For a low monthly or annual fee, the warranty provides for the repair or replacement of covered appliances and home systems. Should you need repairs, the home warranty company coordinates all of the scheduling and billing - all you need to do is request service.

When you request service, an appointment will be scheduled with a qualified contractor to assess the repair. Upon confirmation that the repairs are covered with your home warranty provider in Minnesota, the contractor will complete the repairs, making it a hassle-free and stress-free process for you. If the appliance or system cannot be repaired, it will be replaced.

The Most Trusted Saint Michael Home Warranty

How To Decide If You Need A Home Warranty

Making the decision to purchase a home warranty in Minnesota should not be difficult, but there are a few things you should consider. If your property is already covered by a warranty, either a home warranty or a builders warranty, it may not be necessary to purchase your own. You should be sure to understand any existing coverage and warranties and when those may expire.

Ultimately it comes down to your financial situation and willingness to accept risk. If you are well positioned to cover unexpected repairs, you may not need a home warranty in Saint Michael. But if you like the idea of having a plan in place to handle and cover these types of situations, a home warranty may be right for you.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Minnesota to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in Saint Michael is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.

Home Warranty Plans in Minnesota
Total Home Guard

Plans Starting at less than $1.50 a Day!

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Systems Guard

Plans Starting at less than $1 a Day!

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Appliance Guard

Plans Starting at less than $1 a Day!

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The Most Trusted Saint Michael Home Warranty
Why is Liberty Home Guard one of the best
home warranty companies in Minnesota?

Here are just some of the reasons:

  • All technicians are licensed professionals
  • 60-day workmanship warranty
  • 24/7 customer service
  • Most add-ons, customizable plans, available in the business
  • Committed to customer satisfaction
  • Competitive pricing
Now what?

Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.

What Our Clients Say About Us:

Very customer-centric, especially for a home warranty company. I had an issue with my oven's display and Robert spent 40 minutes with me on the phone helping me troubleshoot it.

Harriet Williams Heating

Trust Pilot

As a vendor, this home warranty company was, by far, THE BEST to work with.  Very fast approval and payment.  My technician was in and out in 20 minutes.  Other home warranty companies take forever to get an approval and having my technicians wait on site is not very efficient. Great experience!

Maria Olah

Google

As a Company, They have always paid very promptly for any claims we submit on behalf of customers. Their service department is very easy to work with compared to other companies. 

Ryan Leckbee, Rhino Air Conditioning and Heating

Google

People were responsive and there was no tap dancing around the issues.  Great working with Paul, very professional and pleasant to talk to

Paula Bradley

Google

My pool kept turning green. I couldn't figure it out. Thankfully I had a policy with Liberty Home Guard, and even though I didn't have the optional pool and spa add-on, Liberty still got a technician out to me and coordinated all the work done. I made sure to buy pool coverage afterward!

Raymond Jenkins

Trust Pilot

Liberty Home Guard actually seems to understand their customers. Their replacement upgrade program was too enticing to pass up and having used it twice, I am so pleased with it and Liberty Home Guard’s level of customer service.

Sara Acosta

Trust Pilot

I have had many home programs in the past and by far they are the best I had so far. Quick response to issues and the technicians they used were qualified and good at what they do!...

Nelson O

BBB

I had a very positive experience with Liberty Home Guard. I was concerned because it did not cover some of my large appliances and my account manager, Natalie A***** quickly resolved my concern within hours. I feel really good about choosing Liberty Home Guard for my multi-year warranty.

Jasmine

BBB

Liberty Home Guard is amazing! I called Up and their customer service team was super friendly and addressed my problem right away, they were able to get me a great deal and make it super convenient and quick! Highly recommend. 

Cory R

BBB

Sam, David, and the people at LHG made me feel like family straight away. Thanks, gents, for making the tedious process of getting a home warranty simple.

Darren H

BBB

Excellent company, transparent service, fast and efficient. Exactly what we were looking for.

Dan H

Consumer Advocate

You can rest assured knowing that Liberty Home Guard fulfills their end of the agreement. I have has three claims different issues in my home and they took care of each promptly. I would be out of pocket a lot more than just my premium. You guys have my business for life.

Joseph

Consumers Advocate

A home warranty that works just the way it should. It makes my life easier that they don’t leave me on hold for 30 minutes the way my last home warranty company would.

Sara P

Consumers Advocate

I have renewed my three year policy twice, I have nothing but good things to say about Liberty Home Guard. Always good service, and happy endings.

Vick C

Consumers Advocate

Linsey C

Liberty Home Guard has saved me money on multiple occasions. Their technicians are always prepared and for all my claims, completed the work in 1 visit.

Linsey C

Consumers Advocate

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