Shelly, Minnesota Home Warranty

Liberty Home Guard

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Shelly, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Buying A Home Warranty

When you are ready to buy a home warranty in Minnesota, there are a few things you should think about first. Many factors will go into your decision whether to purchase a home warranty plan including the age of your home, the age of your appliances, and your ability to pay for unexpected repairs. While any system or appliance can require repairs at any time, the odds increase as they age.

If you already have adequate coverage from an existing warranty, you may choose to forgo purchasing a home warranty in Shelly until that coverage expires. This includes manufacturer's warranties, builder's warranties, and existing home warranties that may have come with the purchase of your home or appliances.

When To Use A Home Warranty

You should use your home warranty in Shelly whenever a covered appliance or home system is in need of repair. Whether your refrigerator isn't staying cold enough, your washing machine doesn't drain, or your furnace won't start, your home warranty provider can schedule an appointment with a qualified contractor to make the repairs as soon as possible. You don't need to worry about finding a repairman - all the work is done for you.

When the contractor arrives, they will evaluate your appliance or home system and certify that the repair is covered by your home warranty. If repairs are warranted, they will complete all the repairs under your home warranty in Minnesota. In the event the cost of repairs are greater than replacement or if repairs aren't possible, we will arrange for a replacement.

Home Warranty Basics

If you are considering purchasing a home warranty in Minnesota, you may be wondering what exactly a home warranty is and how it works. Much like a product warranty that covers any defects or repairs for a set period of time, a home warranty covers the various systems in your home and/or your appliances for the terms of your agreement. You can choose to cover your household systems, major appliances, or both.

Repairing your home's HVAC, plumbing, or electrical system can be quite expensive. With a home warranty in Shelly, you would just pay a set service fee for all covered repairs - no surprises. You also don't need to worry about finding a repairman - you'd just call Liberty Home Guard to schedule your service call. It's fast, affordable, and convenient.

Who Should Have A Home Warranty

All homeowners in Minnesota should consider getting a home warranty. While it's important for you to consider the pros and cons of a home warranty plan, there are some circumstances where having a home warranty can be a huge benefit to the homeowner.

Whether you are buying a new home in Shelly or have an existing home with older systems and appliances, a home warranty can protect you from the high cost of repairs or replacement. It's ideal for homeowners who are buying a home without knowing the maintenance history or use of existing systems, or someone who lives in an older home. And if you're not prepared to pay potentially thousands of dollars to replace a furnace, you should be considering a home warranty.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Minnesota it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Shelly covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Minnesota is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Shelly. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Home Warranty Plans in Minnesota

Appliance Guard

Home Warranty Appliance Guard

Plans Starting at less than $1 a Day!

Systems Guard

Home Warranty Systems Guard

Plans Starting at less than $1 a Day!

Total Home Guard

Home Warranty Total Home Guard

Plans Starting at less than $1.50 a Day!

Get a New Liberty Home Guard Home Warranty

When you are ready to take the next step and get a home warranty in Minnesota, we can help. At Liberty Home Guard, our dedicated support team is here to guide you through the process of selecting a plan and can answer any questions you may have about warranty coverage, how it works, and what to do when you need a repair.

For many people, having the peace of mind knowing they have a home warranty justifies the cost, but others who have needed to use their warranty truly understand the value it provides. A home warranty can ease your fears about a major repair, and save you thousands of dollars should you need to use it for a major repair.

If you're considering a home warranty in Shelly, feel free to contact Liberty Home Guard today. We can help you pick the right plan, as well as answer any questions about home warranty plans. Give us a call or email us today.

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