Make Liberty Home Guard Your Warwick Home Warranty Provider

Why a Home Warranty Makes Sense in Warwick

Between coastal weather, humidity off Narragansett Bay, and normal wear and tear, Warwick homeowners know that breakdowns don’t wait for a convenient time. A home warranty can help you avoid unexpected bills by covering repairs for key systems and appliances and coordinating service with trusted technicians.

You can customize your home warranty plan in Warwick so it only covers what you need. Each home has unique systems and appliances, and you shouldn't have to pay for coverage you do not need or may not want. Take the time to research your choices and make sure you understand what's covered, how to submit a claim, and what your costs are.

We understand that you have questions, and are dedicated to helping you understand your choices so you can make the right choice for your needs. Read on to learn more. Comparing options across the state? See our Rhode Island home warranty guide for statewide coverage and FAQs.

How Does A Home Warranty Work?

A home warranty in Warwick is a simple agreement between you and a home warranty provider that provides for the repair or replacement of covered appliances or home systems such as your electrical system or HVAC system. It is essentially a service contract, and whenever you need repairs you would just need to contact your home warranty company to schedule an appointment with a qualified contractor. No searching for someone to make the repairs - just call and the next available contractor will be sent as soon as possible.

When the contractor arrives, they will evaluate the repair and confirm with the home warranty provider in Rhode Island that it's covered by your warranty. The contractor will complete all repairs and bill the home warranty company, making the entire process easy and hassle-free for you.

Deciding To Get A Home Warranty

A home warranty in Rhode Island is a small investment that can protect you from expensive repairs to your home's systems and appliances. When it comes to home repairs, it's not a matter of if but when, and eventually every homeowner experiences a major problem that requires expensive repairs or a complete replacement. A home warranty can help you be better prepared.

Not everyone needs a home warranty in Warwick, and if you already have warranty coverage you likely don't need additional coverage. Even if you do have the financial means to cover repairs as they happen, a warranty limits your exposure and can be a good investment, especially if your property is older or has older equipment that may be more prone to malfunctioning.

Who Should Buy A Home Warranty

Not everyone needs a home warranty in Rhode Island. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.

If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Warwick. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.

What Does A Home Warranty Cover?

When you are choosing a home warranty in Rhode Island it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.

A home warranty in Warwick is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Rhode Island it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Warwick covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Rhode Island is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Warwick. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Get a New Liberty Home Guard Home Warranty

When you are ready to take the next step and get a home warranty in Rhode Island, we can help. At Liberty Home Guard, our dedicated support team is here to guide you through the process of selecting a plan and can answer any questions you may have about warranty coverage, how it works, and what to do when you need a repair.

For many people, having the peace of mind knowing they have a home warranty justifies the cost, but others who have needed to use their warranty truly understand the value it provides. A home warranty can ease your fears about a major repair, and save you thousands of dollars should you need to use it for a major repair.

If you're considering a home warranty in Warwick, feel free to contact Liberty Home Guard today. We can help you pick the right plan, as well as answer any questions about home warranty plans. Give us a call or email us today.