A home warranty is a service contract that covers the cost of repairs and replacements for your home’s systems and appliances when they break down over time from standard wear and tear.
When home systems and appliances break down, it can mean more than an out of use refrigerator. You can be saddled with unexpected expenses that add up fast.
Instead of paying the full retail cost of repair or replacement, a home warranty will help you manage the costs of unexpected breakdowns.
It’s simple, you can select the coverage plan of your choice that is the best fit for your home and budget.
When you request service for a covered item, you will be charged a pre-set fee in order to initiate the service request.
With an LHG Home Warranty, when a covered item needs repair, simply follow these steps:
A home warranty protects your budget by removing the risk of fluctuating expenses when big ticket items break down. If you have a Liberty Home Guard Home Warranty, then you’ll pay for your monthly plan, along with the set trade service call fee associated with any repairs, instead of the full retail cost of replacing or repairing any of your home items or systems.
No. Liberty Home Guard doesn’t require a home inspection or any maintenance records to purchase a home warranty plan. Also, we will not refuse coverage due to the age of your home’s systems and appliances.
A good way to think about the difference is: homeowner’s insurance usually protects you from things that might happen to your home, like fires or theft. A home warranty helps protect your budget by covering components of home systems and appliances that breakdown from normal wear and tear.
The main difference is that a manufacturer’s warranty generally covers the failed part of a single appliance, but usually doesn’t include the cost of labor or repair. With a home warranty, one plan covers a variety of systems and appliances, making it a more cost effective way to safeguard your home.
Under certain circumstances you can. Most of the time however, it will make the most sense and save you the most money by letting us find you an LHG Certified Professional. All of our contractors are licensed professionals, and their work comes with a 60-day workmanship guarantee.
Once you sign up for an LHG policy you will receive an email with instructions on how to register your account that will include your username and password.
Once your coverage kicks in, schedule it online at anytime HERE. You can also dial 833-LHGUARD (866) 396-5837 for your request.
You can check any job by logging into your account HERE.
If we determine your covered item is beyond repair, we’ll offer a replacement or find you another solution that works for your situation.
We work with qualified contractors in your area who have been regularly evaluated by customers to meet our high standards.
Of course. Simply re-request the service online or by phone. All work done with our service providers comes with a 60-day workmanship guarantee, so if the issue isn’t resolved, we’ll send a service provider back to you, at no charge.
Yes, there are some limitations to what a Home Warranty plan can cover. LHG always has its customers in mind. We meticulously study and evaluate which systems and appliance breakdowns are most likely to disrupt your home to ensure we cover you for what matters most. Home Warranties cover breakdowns that occur due to normal wear and tear. Take for example if a fan in your AC unit breaks due to natural use, that’s where LHG would step in to cover the replacement. However, if that AC was broken from human misuse or a natural event, it would not fall under our coverage. The good news is, in the event it occurred because of a natural event such as a hurricane, homeowner’s insurance may cover the damage.
No, it doesn’t. You can get a LHG warranty plan no matter the age of your appliances.
You can start requesting service after 30-60 days depending on the coverage you purchase. If you purchased your plan while buying your home, ask your agent about whether or not we start coverage on the day escrow closes.
If, for any reason, you need to change your plan, you can do so within the first 30 days of purchasing your coverage. To make a switch call 833-LHGUARD (544-8273)
Yes, you can read a sample Service Contract Agreement HERE.
LHG seeks to empower its customers, enabiling you to find the contract term that is right for you. You can purchase a policy that is month-to-month, annual, or multi-year. Our multi-year plans provide the most value, call us toll free at (866) 396-5837 to find out more.
If you have set up automatic payments with us, will send your new contract 30 days before the old one expires. If you are not on an automatic payment system, you can continue coverage by logging into your account or calling us toll free at (866) 396-5837.
Yes, you can cancel at any time. If your cancelation occurs within the first 30 days of your coverage, we’ll refund your contract fees minus the cost of claims paid, and a small administrative overhead fee. If you cancel after the 30th day, you’ll receive a pro-rated refund of your contract fees for the rest of the contract term minus the cost of claims paid, and a small administrative overhead fee.
No, we do not have a limit, although some coverage limitations, such as cost caps, may apply.
Home Warranty Vs. Appliance Warranty: What’s Right for You?
A home warranty and appliance warranty are similar policies. People sometimes even use the terms interchangeably. So, which one is for you? In this article, we’ll give you the information you need to make the right decision.
Equipment Breakdown Coverage Vs. Home Warranty Coverage
More Americans are investing in home warranties to afford some level of protection for their major home appliances. Even the most luxurious kitchen and laundry appliances can malfunction or break down, and repairing or replacing them—especially if the manufacturer’s warranty has expir
What’s the Difference Between Home Insurance and Home Warranty Coverage?
As home warranties become a more popular investment for homeowners across the United States, many people previously unfamiliar with the service are wondering how home warranty coverage compares to traditional homeowner’s insurance. Understandably, homeowners are reluctant to purchase a home
Do Home Warranties Cover Old HVAC?
Along with plumbing and electrical, the heating, ventilation, and air conditioning system is one of a home’s most critical infrastructural components. The effects of a failing HVAC system can be more severe than just discomfort in the heat or cold. An improperly ventilated or climate-contro
Does a Home Warranty Cover Pipe Corrosion Repair?
New homeowners are often disappointed to learn of the narrow scope of coverage of most homeowner’s insurance policies. Unless they stem from a specific natural event, major disruptions to the home are not covered by insurance. This has pushed more homeowners to invest in home warranties, wh
Seller’s Home Warranty: Can a Home Warranty Save You Money?
Some homeowners are surprised to learn that there are different categories of home warranties. Depending on the situation, one can purchase a buyer’s home warranty, seller’s home warranty, or even a real estate home warranty. All are designed to save you money and help you more easily
Things You Didn’t Know a Home Warranty Can Cover
As home warranties gain in popularity, most people understand them as ways to protect your major home appliances, such as refrigerators, dishwashers, and washing machines. And that’s absolutely true! A home warranty is an excellent way to keep those machines in tip-top shape. But the possib
Tips for Maintaining Your Septic System
According to the EPA, more than one in five households in the United States rely on septic systems instead of public sewer systems. For homes with septic systems, regular maintenance of the tank and overall system is critical. Neglecting septic tank system maintenance can lead to plumbi
What to Do When Your Basement Floods
A flooded basement is one of the most frustrating problems a homeowner can face. Beyond the laborious cleanup, there’s lingering problems of water damage, possible mold growth, and general basement flooding repair. Considering that standard homeowner’s insurance policies rarely cover&
Top Reasons Why a Home Warranty Is Worth the Cost
Life as a homeowner is expensive. Many homeowners are reluctant to take on additional costs unless absolutely necessary. As home warranty plans become more popular, many people find themselves asking the same question: Are home warranties worth the money?
What You Need to Know About Your GE Appliance Warranty
GE, or General Electric, has been a familiar name in American households for well over a century. Given the company’s longevity and the breadth of their line of products, it’s likely that you have a GE appliance somewhere in your home.
In this article, we’ll provide an ov
What Does a Whirlpool Warranty Cover?
Whirlpool appliances are common fixtures in homes throughout the United States and beyond. The company has earned a reputation for manufacturing quality refrigerators, dishwashers, washing machines, dryers, and more, but even the best mass-produced products can malfunction or break down sooner or
Autumn Home Maintenance Checklist to Get Your Home Ready
And just like that, the summer is behind us. As the days draw shorter and the weather turns cooler, it’s time to start thinking about autumn home care. Some tips for autumn home maintenance are obvious—bring in the outdoor furniture, remove your air conditioner window units—but&
Protection for your Samsung Appliances Warranty Guide
Smartphones, televisions, refrigerators, dishwashers—if it has an electrical component, Samsung probably makes it. Given the brand’s versatile line of products and volume of sales, chances are a Samsung product has found its way into your home.
While Samsung products are genera
How to Convert Home Warranty Coverage from Seller to Buyer
Moving is one of the most high-stress events we experience. Fortunately, a home warranty can make the process of selling your home a little bit easier.
There are of course the standard benefits of home warranties. If the water heater suddenly starts acting up, or the garage door is on the&
Best Ways to Unclog a Kitchen Sink Drain
A clogged kitchen sink may be a nuisance, but it’s often a simple problem to solve, even without the help of a plumber. Many homeowners may think to grab a bottle of drain cleaner, but this isn’t always the best thing to unclog drains. Drain cleaners can damage to pipes and harm the e
How to Find the Best Home Appliance Insurance Policy
Appliance repair costs are an unwelcome but inevitable part of homeownership. Daily use can wear down an oven, dishwasher, or other appliance more quickly than we might like. Fortunately, there are ways to mitigate the expenses associated with broken appliances. An investment in insurance on home
Top 5 Reasons for a Dryer to Stop Spinning
A clothes dryer is one of those luxuries that’s easy to take for granted—right until you find it isn’t working when you have a heap of soaking wet laundry on your hands.
Many homeowners will find themselves in this unfortunate situation at some point. Laundry appliances a
Why Plumbing Air Vents Are Important
If you’ve lived in a residential area, you’ve likely noticed the short, narrow pipes that extend from the roof of a home. What you may not know is that those pipes are plumbing air vents, and they are critical to ensuring that a home’s plumbing system is operating appropriately.
Best Time to Buy New Appliances to Save Money
A home appliance is rarely an impulse purchase. Appliances need to be quality, functional machines that can handle use day after day, and a new appliance can cost several thousands of dollars. Those circumstances mean that most consumers are compelled to do their research and make informed decisi
Introducing Liberty Home Guard’s New Survey Module
As the most consumer-centric home warranty company, Liberty Home Guard wants to ensure that our customers are being heard loud and clear. We’ve recently developed a powerful tool to make it even easier for our customers and technicians to provide feedback on our home warranty services.
What is the Waiting Period for a Home Warranty?
Most home warranty providers stipulate a mandatory home warranty waiting period before you can schedule a service call to your home. If you purchase a home warranty plan from Liberty Home Guard, the waiting period can be 30–60 days, depending on the plan you are enrolled in. This is fairly<
Best 10 Real Estate Apps for Agents of 2020
We have more computing power in our pocket than NASA had when they put men on the Moon. Let’s put it to use! Software developers have created a ton of amazing mobile applications for real estate industry professionals. Whether you’re a new realtor or seasoned pro, these apps can
Garbage Disposal Repair Cost & Coverage
As with all appliances, the cost of repairing a garbage disposal is dependent on the nature of the problem and the quality of the unit. On the low end, a repair job could cost around $75. High-end disposals with modern features could cost as much as $400 to repair. Nationally, the average garbage
Tips for Real Estate Agents: Help Your Clients with Their Home
One of the best ways to build your business as a real estate agent is to ensure your clients are happy long after a sale is finalized. This bolsters your professional reputation and leads to more referrals in the long run. Purchasing real estate home warranty coverage is an excellent means to thi
Best 10 Preventative Maintenance Tips for Garage Doors
In most cases, a broken garage door is a minor nuisance. No one wants to jump out of the car to open the garage door manually in nasty weather. But a faulty garage door can lead to more serious issues. Many people, including children, are injured by garage doors each year. And replacing a garage&
Will Home Warranty Cover Mold?
A home warranty is an excellent way to protect systems, appliances, and structures in your home, but there are limits to what a warranty plan will cover.
While every plan is different, home warranties typically cover general wear and tear. If home equipment is damaged for some other reason
Air Conditioner Home Warranty Coverage vs. Air Conditioner Insurance
High temperatures are a welcome part of summer if you have the opportunity to steal to the beach or pool. The heat isn’t so welcome when it means your home is hot and stifling, even after the sun has set.
An air conditioner is an indispensable amenity of modern life. For populations&
What Are the Different Types of Home Warranty?
A home warranty is one of the most effective ways to protect your home. They ensure your home systems and appliances can be affordably repaired or replaced when something goes wrong, and they often go beyond the scope of homeowner’s insurance. For those just beginning to investigate home wa
5 Tips for Maintaining Your Lawn During the Summer
Summer lawn maintenance is part and parcel of owning a home. In addition to routine mowing, homeowners need to be mindful of the summer heat, unpredictable precipitation, weeds, and pests to keep their lawn in good condition.
Are Outdoor Ceiling Fans Covered with a Home Warranty?
An outdoor ceiling fan is a great addition to your home patio or deck. There’s the obvious benefit of cooling down your outdoor space so it’s comfortable in hot weather, but an outdoor ceiling fan is also an effective form of pest control. Fans keep flying insects at bay so you can en
How Much Does It Cost to Repair a Refrigerator?
A broken refrigerator or freezer is a major headache. When a dishwasher goes, you can at least wash things by hand. But a broken refrigerator inhibits the food you can keep in your own home. You’ll want to attend to the problem quickly, but how much will a refrigerator or freezer repair cos
Pros and Cons of Installing Solar Panels on Your Home
Solar power can be an excellent alternative to oil and gas. Private residences can be easily updated to use solar power, which can’t always be said for other forms of sustainable energy, such as wind power or hydropower. There are some drawbacks to consider, however, if you’re thinkin
5 Reasons Why Appliance Extended Warranties Are a Must
A faulty appliance can be a homeowner’s worst nightmare. A broken range or oven can stop you from cooking in your own home. A refrigerator on the fritz can lead to an abundance of spoiled food. A busted air conditioner in the height of the summer means sticky, uncomfortable days and sleeple
Sell Your House Faster Using a Home Warranty Plan
Housing sales in 2020 have slumped, largely due to the coronavirus pandemic and the widespread layoffs and government-mandated lockdowns it has precipitated. This could signal a buyer’s market—good&
Wondering About Home Warranties for Multi-Family Homes?
A home warranty for multi-family dwellings or a home warranty for apartment building complexes can save landlords a significant amount of time and money.
Summer Home Plumbing Maintenance Checklist for 2020
All homeowners should engage in routine plumbing maintenance to keep their homes in working order. Water, rust, mineral buildup, and temperature changes can do a number on the pipes and fixtures in your home. Most problems are easily resolved when caught early, but even minor problems c
Why You Should Consider Home Warranty Roof Leak Coverage
A leaky roof is more than just a mild inconvenience. If water enters a home through the roof, it can damage systems and appliances within the home, invite mold, and compromise the home’s structural integrity. Homeowners should attend to a leak in the roof as soon as they notice it
Most Common Types of HVAC Systems in 2020
A heating, ventilation, and air conditioning system, more commonly known as HVAC, is one of the most critical systems in a home. Regulating temperature and air quality does more than just make a home comfortable to live in; it also protects other home systems and appliances from premature disrepa
Benefits of Home Protection Plans for Homeowners
The reality of homeownership is that systems and appliances need routine maintenance and attention. Plumbing, wiring, household equipment, and more can break down due to age, use, and exposure to the elements. Many of these home components are expensive, require specialized knowledge for repair,&
Maintaining Your Pool Deck and Your Home
A backyard pool is a true luxury to enjoy on hot summer afternoons, but pools can require significant upkeep. Sun, precipitation, and seasonal fluctuations in temperature and humidity all cause wear and tear on your pool deck. Luckily, proactive home poo
10 Smart Home Upgrades for Your Summer To-Do List
The nice weather and plentiful hours of daylight make the summer a great time for homeowners to tackle projects around the house. After you’ve serviced your air conditioner and attended to the other tasks on your seas
Should Landlords Get Home Warranties for Their Properties?
Home systems and appliances must be in perfect working order for owners of rental properties to get the most out of their investments. Landlords also have a legal responsibility to ensure the functionality of things like plumbing, heating, and electricity. Unfortunately, the expense of repairing&
What to Do When You Reopen Your Pool
As the days lengthen and the weather warms, homeowners who are lucky enough to own a pool have the itch to reopen it for the summer season. Some homeowners, especially new ones, may have limited knowledge of home swimming pool maintenance, but reopenin
How a Home Buyer’s Warranty Protects New Homeowners
The purchase of a new home is a major milestone in a person’s life. But for all the excitement new buyers feel, there is significant stress. The upfront costs, commitment to a mortgage, paperwork, inspections, and more can leave soon-to-be homeowners understandably anxious. An added worry i
How Liberty Home Guard Is Supporting You Through the Coronavirus Epidemic
We at Liberty Home Guard have always been absolutely committed to the safety of every one of our customers. This commitment is especially important today as we all cope with the recent coronavirus outbreak and the social and economic disruptions it has caused.
New Construction Home Warranty - What They Cover?
When you have a home built from the ground up, you can choose and pick from all the features the builder offers, and even add some upgrades of specifics you want. In the long run, this can often be less expensive than fixing and updating an older, existing home. And, depending on the type of home
Best Home Security Mobile Apps for 2020
The rise of online technology has made it easier than ever to keep tabs on our lives. There are apps out there for shopping lists, planning out projects, and keeping track of goals. Home security is one aspect that’s much more convenient and effective now, thanks to smartphones.
What Is a Builders’ Home Warranty?
Buying a new home is a life-changing experience but also a difficult one. With such a substantial investment on your mind, it can be easy to forget the small details. For example, how should you layout your new living room? What unique decorations should you get?
What Are Some Home Warranty Benefits for Seniors?
Senior citizens often search for a place they can settle down in. They usually want to relax and live in peace during retirement and enjoy the luxuries of life on a relaxing Sunday morning.
As a result, they are making a significant investment in their current homes. One way to secure that