Make Liberty Home Guard Your Exeter Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in Rhode Island works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.

Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Exeter may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.

Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

How Does A Home Warranty Work?

A home warranty in Exeter is a simple agreement between you and a home warranty provider that provides for the repair or replacement of covered appliances or home systems such as your electrical system or HVAC system. It is essentially a service contract, and whenever you need repairs you would just need to contact your home warranty company to schedule an appointment with a qualified contractor. No searching for someone to make the repairs - just call and the next available contractor will be sent as soon as possible.

When the contractor arrives, they will evaluate the repair and confirm with the home warranty provider in Rhode Island that it's covered by your warranty. The contractor will complete all repairs and bill the home warranty company, making the entire process easy and hassle-free for you.

Deciding To Get A Home Warranty

A home warranty in Rhode Island is a small investment that can protect you from expensive repairs to your home's systems and appliances. When it comes to home repairs, it's not a matter of if but when, and eventually every homeowner experiences a major problem that requires expensive repairs or a complete replacement. A home warranty can help you be better prepared.

Not everyone needs a home warranty in Exeter, and if you already have warranty coverage you likely don't need additional coverage. Even if you do have the financial means to cover repairs as they happen, a warranty limits your exposure and can be a good investment, especially if your property is older or has older equipment that may be more prone to malfunctioning.

Who Should Buy A Home Warranty

Not everyone needs a home warranty in Rhode Island. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.

If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Exeter. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.

What Does A Home Warranty Cover?

When you are choosing a home warranty in Rhode Island it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.

A home warranty in Exeter is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.

How To Know If You Need A Home Warranty

While most sellers in Rhode Island include a home warranty as part of the sale of their home, the homeowners themselves can purchase a new plan or renew their warranty plan once the original expires. When deciding whether you need a home warranty, you should ask yourself what level of risk you're willing to accept, and what level of protection you are most comfortable with.

We believe a home warranty in Exeter is a good idea for any homeowner, but it's not required the same way homeowners insurance is. You should consider your financial situation, the age of your home and it's equipment, as well as your own personal situation. Each homeowner is unique, and no two homes are alike.

How To Use A Home Warranty

While an appliance or home systems failure is always inconvenient, getting the help you need from your home warranty in Exeter shouldn't be difficult. Whenever you need a repair, simply call your home warranty provider or schedule an appointment online for a service contractor to visit your home. Liberty Home Guard has a number of qualified contractors to ensure you can get the help you need quickly.

A service call will be arranged with the contractor. When the contractor visits your home they'll assess the repair and confirm it's covered by your home warranty in Rhode Island. If the item cannot be repaired a replacement will be issued, otherwise the contractor will complete the repairs for you in a timely manner.

Exeter Home Warranty Options from Liberty Home Guard

If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in Rhode Island.

Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Exeter. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.

To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.