Nerd Wallet Best Coverage Variety
Liberty Home Guard

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Angel Vallejo

Written By Angel Vallejo

Published 09/19/25
Company News

Liberty Home Guard Earns "Best Coverage Variety" Recognition from NerdWallet

Key Takeaways:

  • Best Coverage Variety – Liberty Home Guard is the only company recognized by NerdWallet that offers appliance-only, systems-only, and comprehensive plans, allowing customers to tailor coverage to their home's needs and budget.
  • Extensive Add-On Options – LHG provides more add-on coverage than competitors, including specialty items like saltwater pools, sprinkler systems, and water filtration systems.
  • Nationwide Reach with Local Expertise – Available in all 50 states plus D.C., with 17,000+ certified technicians and the ability for customers to choose local service providers.
  • Superior Customer Experience – Faster claim approvals (most within 1 day),longer evaluation windows (60 days),and value-added services like project management, wholesale appliance rates, and flexible payment options.

Liberty Home Guard has been recognized by NerdWallet for having the "Best Coverage Variety" among home warranty providers – and we couldn’t be more thrilled to share this achievement with our customers.

When NerdWallet evaluated home warranty companies across the nation, they found something that sets Liberty Home Guard apart from every other provider on their list: our unmatched flexibility and comprehensive coverage options that truly put customers first.

What Makes Liberty Home Guard’s Coverage Variety the Best?

The Only Company Offering True Choice

Liberty Home Guard stands as the only company on NerdWallet’s prestigious list that offers all three coverage types:

  • Appliance-only plans for customers who need targeted protection
  • Systems-only plans for essential home infrastructure coverage
  • Comprehensive plans for complete peace of mind

This flexibility means you’re not forced into a one-size-fits-all solution. Instead, you get coverage that actually matches your home’s specific needs and your budget.

Liberty Home Guard vs. Competitors 

Company

Nerd Wallet Rating 

State Availability

Liberty Home Guard

4.5 ⭐

50

American Home Shield 

4.5

48

Choice Home Warranty

3.5

50

First American Home Warranty

3.0

35

2-10 Home Buyers Warranty

2.5

N/A

Old Republic Home Protection

3.5

25

Superior Appliance Protection

Our appliance plans don’t just check boxes – they deliver real value. Liberty Home Guard’s appliance coverage includes more appliances than the cheapest plans offered by other companies on NerdWallet’s list, ensuring you get comprehensive protection without compromising on quality.

Unrivaled Add-On Options

Where other companies fall short, Liberty Home Guard excels. We offer more add-on coverage options than any other provider on the list, including specialized coverage for:

  • Saltwater pool systems
  • Sprinkler systems
  • Water filtration systems
  • And many other items competitors simply ignore

Beyond Coverage: The Liberty Home Guard Advantage

Nationwide Excellence with Local Touch

  • Available in all 50 states and Washington, D.C.
  • 17,000+ certified technicians nationwide
  • Customers choose their own technician or supplier – because you know your local area best

Industry-Leading Customer Experience

Our commitment to customer satisfaction shows in the numbers:

  • Higher average customer ratings compared to many other home warranty companies researched by NerdWallet
  • 55,000+ customer claims approved in 2024 alone
  • Most approvals made within just 1 day through our semi-automated, AI-enhanced process
  • Most approved claims assigned to technicians within 3 days

What Our Customers Are Saying

"The best, Liberty put the best technician from the vicinity and ensured it’s fixed! I had an issue with laundry dryer... All good..
Less customer effort... Bang for the buck... Will advocate liberty!" -Pramod K

“Great customer service. I had a plumbing issue that required emergency service. I called a local plumber who then called Liberty for authorization to perform the work and authorization was provided within 30 minutes and covered 100% under my plan.” -Martin M

Extended Protection When You Need It Most

While most competitors give you just 30 days for claim evaluation and revisits, Liberty Home Guard provides 60 days – double the time to ensure your issue is properly resolved.

Value-Added Services That Save You Money

  • Project Management services with access to our quality standards and negotiated wholesale rates
  • Wholesale appliance replacement rates available to customers even when claims aren’t approved for replacement
  • PayPal payment options for everyone, allowing you to spread costs and manage your budget more effectively
  • Add-on services offered even during hold periods – because emergencies don’t wait

Why This Recognition Matters

NerdWallet’s recognition of Liberty Home Guard for "Best Coverage Variety" validates what our customers have known all along: we’re not just another home warranty company. We’re innovators who understand that every home is different, every customer has unique needs, and every situation deserves personalized attention.

This award reflects our commitment to:

  • Transparency in coverage options and pricing
  • Flexibility in plan design and service delivery
  • Innovation in claim processing and customer service
  • Value that goes beyond basic warranty protection

Ready to Experience the Best Coverage Variety?

Don’t settle for limited options from other providers. Choose the home warranty company that NerdWallet recognizes as having the best coverage variety in the industry.

Get your free quote today and discover why Liberty Home Guard is the smart choice for protecting your home, your appliances, and your peace of mind.

Coverage varies by state and plan. Terms and conditions apply. Liberty Home Guard is proud to serve customers nationwide with transparent, flexible home warranty solutions.

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Need help?

Talk to our Liberty Home Guard Agents 24/7.

(866) 225-7958