Make Liberty Home Guard Your Fairbanks Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in Alaska works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Fairbanks may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

Home Warranty Explained

A home warranty in Fairbanks is a service contract that provides for the repair or replacement of a malfunctioning appliance or home system. For a low monthly or annual fee, the warranty provides for the repair or replacement of covered appliances and home systems. Should you need repairs, the home warranty company coordinates all of the scheduling and billing - all you need to do is request service.

When you request service, an appointment will be scheduled with a qualified contractor to assess the repair. Upon confirmation that the repairs are covered with your home warranty provider in Alaska, the contractor will complete the repairs, making it a hassle-free and stress-free process for you. If the appliance or system cannot be repaired, it will be replaced.

How To Decide If You Need A Home Warranty

Making the decision to purchase a home warranty in Alaska should not be difficult, but there are a few things you should consider. If your property is already covered by a warranty, either a home warranty or a builders warranty, it may not be necessary to purchase your own. You should be sure to understand any existing coverage and warranties and when those may expire.Ultimately it comes down to your financial situation and willingness to accept risk. If you are well positioned to cover unexpected repairs, you may not need a home warranty in Fairbanks. But if you like the idea of having a plan in place to handle and cover these types of situations, a home warranty may be right for you.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Fairbanks, and it's not required like homeowner's insurance.

Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.If you have newer appliances that you purchased, you may choose not to get a home warranty in Alaska until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should get a home warranty in Alaska, and ultimately it is a personal decision you'll need to make after considering your options. You may not need to get a home warranty if the seller included one when you bought your home or if you are covered by a builders warranty. But if you don't have any existing warranty coverage and want an extra layer of protection, a home warranty is a good idea.If you are like many homeowners in Fairbanks and do not have money set aside for appliance repairs, you could find yourself in a difficult situation when something breaks. With a home warranty, your exposure is limited, reducing the possibility of a financial hardship due to an unexpected repair.

Home Warranty Coverage

A home warranty in Alaska typically covers the various systems in your home including HVAC, plumbing, and electrical. It's important to keep your systems well maintained, but systems do break and require repairs. And, oftentimes, they fail at the worst possible time. With a home warranty, you can get help fast, at a set cost, and with the peace of mind that it's covered.You also have the option to include major appliances including your washer and dryer, stove, refrigerator, dishwasher, and even garbage disposal in your home warranty plan in Fairbanks. Bottom line - there are a lot of things that can fail or go wrong with your appliances, and a home warranty can add a layer of assurance and security for homeowners.

Who Is Eligible For A Home Warranty

Anyone who owns a home may be eligible for a home warranty in Alaska, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty.A home warranty in Fairbanks is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.

Get A New Home Warranty from Liberty Home Guard

If you are ready to purchase a home warranty in Alaska from Liberty Home Guard, contact our team today. We can help you make the right choice for your home and can customize your warranty plan to cover only the appliances and systems you have in your home.

Getting a home warranty in Fairbanks is a smart decision, and one that will protect you from unexpected expenses when appliances break or home systems fail. A home warranty will provide both peace of mind and ease of use whenever you may need to use it.

Let Liberty Home Guard help you today. Contact us for a quote or to learn more about our plans and options. Our dedicated support team is happy to answer any questions you may have about how a home warranty works and what it can do for you.