Liberty Home Guard vs. Select Home Warranty

Overview: Two Home Warranties, One Clear Winner

Shopping for a home warranty can feel like navigating a minefield. Every company promises comprehensive protection, competitive pricing, and top-tier service, but the real differences only reveal themselves once you read the fine print. That’s exactly what we’re here to help you do.

In this comparison, we’re putting Liberty Home Guard (LHG) up against Select Home Warranty (SHW) to see how the two stack up across the factors that matter most to homeowners: workmanship guarantees, service coverage, add-on flexibility, availability, and customer satisfaction. By the end of this article, you’ll have everything you need to make a confident, informed decision.

Spoiler: Liberty Home Guard’s advantages are hard to match, but we’ll let the details speak for themselves.

Workmanship Guarantee: A 365-Day Difference

One of the most telling indicators of a home warranty company’s confidence in its work is the workmanship guarantee, the period during which the company will re-service a repair at no additional cost if the same issue reoccurs.

Liberty Home Guard offers an industry-leading 365-day workmanship guarantee. That’s a full year of coverage after every repair, giving homeowners genuine peace of mind that the job was done right. If something goes wrong with a covered repair within that window, LHG has you covered, no arguments, no extra service fees.

Select Home Warranty, by contrast, offers a 30-day workmanship guarantee. To be fair, 30 days is a standard offering in the industry, but when you put it next to LHG’s 365-day commitment, the gap is impossible to ignore. That’s twelve times the post-repair protection with Liberty Home Guard.

For homeowners dealing with aging systems and appliances that may require complex repairs, this distinction isn’t just a technicality. It’s real-world protection that can save you hundreds of dollars and a significant amount of stress.

Advantage: Liberty Home Guard

Service Coverage: What’s Actually Included?

Not all home warranty coverage is created equal. While two plans might cover the same appliances on the surface, the specifics of what’s included in each service visit can vary dramatically, and that’s where hidden costs can creep in.

Liberty Home Guard provides complete service coverage for covered repairs, including labor, installation, removal, disposal, and haul-away. That means when your old appliance needs to go and a new one needs to come in, LHG takes care of the whole process. No surprise invoices. No awkward conversations about what you thought was included.

Select Home Warranty takes a different approach. According to their terms and conditions, SHW is explicitly not responsible for costs associated with the removal and/or disposal of systems, appliances, or waste and debris. That might not sound like a big deal — until you’re staring down a broken refrigerator that needs to be hauled out of your kitchen before the replacement can go in.

Those removal and disposal costs can add up fast, and they won’t be coming from SHW’s pocket.

For homeowners who want truly comprehensive protection, the kind where what you see is genuinely what you get, Liberty Home Guard’s inclusive coverage model is a clear advantage.

Advantage: Liberty Home Guard

Add-On Options: Customization That Actually Means Something

The best home warranty isn’t necessarily the most expensive one, it’s the one that fits your home. That’s why add-on flexibility matters so much. The ability to tailor your plan to your specific needs means you’re paying for what you actually want, not a one-size-fits-all package.

Liberty Home Guard offers 35+ customizable add-on options. And we’re not just talking about the usual suspects. LHG’s add-on catalog includes unique coverages like pest control, gutter cleaning, and pro-series appliances, options you’d be hard-pressed to find at most competitors.

Whether you have a pool, septic system, second refrigerator, or specialty appliances, there’s a good chance LHG has an add-on built for you.

Select Home Warranty offers a more limited selection of add-ons. If your home has straightforward needs, that might be perfectly fine. But if you’re looking to build a plan that genuinely reflects your home’s unique setup, SHW’s options may leave you wanting more.

The bottom line: more add-ons mean more flexibility, and more flexibility means a better-fitting plan. Liberty Home Guard wins this category decisively.

Advantage: Liberty Home Guard

Availability: Where Can You Actually Get Coverage?

This one might seem like a minor consideration, until it isn’t.

Liberty Home Guard is available in all 50 states plus Washington D.C. Whether you’re in a major metro or a rural community, LHG’s coverage reaches you. That kind of nationwide reach also speaks to the company’s scale and operational maturity.

Select Home Warranty is widely available, but specific state exclusions may apply. Depending on where you live, SHW may not be an option at all. Before investing time comparing plans and pricing, it’s worth confirming whether SHW is even available in your state.

For most homeowners, this won’t be a deciding factor, but for those in states where SHW doesn’t operate, it’s a moot point. Liberty Home Guard is the universally accessible choice.

Advantage: Liberty Home Guard

Customer Satisfaction & Transparency: Trust the Reviews

Numbers and policy details only tell part of the story. Equally important is how a company actually treats its customers when things go wrong, and what real homeowners have to say about their experience.

Liberty Home Guard consistently receives high customer satisfaction ratings across multiple review platforms. The company is frequently praised for its responsive service, clear communication, and transparent plan details that make it easy for homeowners to understand exactly what they’re covered for.

Select Home Warranty’s customer reviews tell a more mixed story. While many customers report positive experiences, others have raised concerns about the clarity of coverage terms and the claims process.

SHW’s plan agreement documentation can be quite extensive, which may make it harder for homeowners to quickly understand the scope of their coverage, and harder to anticipate what will or won’t be covered in the event of a claim.

Transparency isn’t just a nice-to-have, it’s the foundation of trust. When you’re filing a claim on a broken furnace in the middle of winter, you want to know exactly where you stand.

Liberty Home Guard’s commitment to clear, upfront communication gives homeowners that confidence.

Advantage: Liberty Home Guard

Pricing: What Does It Actually Cost?

Home warranty pricing varies based on your location, home size, and the specific plan you choose, so exact comparisons can be tricky. That said, both Liberty Home Guard and Select Home Warranty offer competitive pricing across their plan tiers.

What matters most isn’t the monthly premium in isolation, it’s the overall value you’re getting for that premium.

When you factor in:

• LHG’s superior workmanship guarantee 
• Inclusive service coverage 
• Expansive add-on options  

…the value proposition becomes clear. You’re getting more protection, more flexibility, and more peace of mind.

As always, we recommend getting a personalized quote from both providers and comparing your specific coverage options side by side before making a final decision.

The Verdict: Liberty Home Guard vs. Select Home Warranty

Let’s bring it all together.

Across every category we examined, Liberty Home Guard comes out ahead. From the industry-leading 365-day workmanship guarantee to the 35+ customizable add-ons, the inclusive service coverage model, and the consistently strong customer satisfaction ratings, LHG is built to deliver genuine value to homeowners, not just on paper, but in practice.

That’s not to say Select Home Warranty is a bad product. For homeowners with straightforward coverage needs, SHW may offer a workable solution. But if you’re looking for a home warranty that truly has your back, one that covers more, lasts longer, and gives you the flexibility to build a plan that fits your home, Liberty Home Guard is the clear choice.

The good news: getting started is simple. Visit Liberty Home Guard’s website to explore home warranty plans, customize your coverage, and get a free quote today.

Your home deserves the best protection available, and so do you.