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Make Liberty Home Guard Your Mckinney Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how y...

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should ...

Who Can Buy A Home Warranty

A home warranty in Texas is not for everyone, and some people should n...

The #1 Consumer-Rated Home Warranty In America.

Here are some of our most distinguished accolades & awards.

Google Reviews

4.7 out of 5 stars with over 12,000 consumer reviews

Forbes Home

The Best Value Home Warranty Company for 2022, 2023, & 2024

USA Today

Ranked the #1 Best Home Warranty Company for 2023 & 2024

Nerdwallet

Rated the Best Overall Home Warranty for 2024! 5 out of 5 Perfect Score!

Trustpilot

Rated Excellent and the #1 Best in Repair Service

Investopedia

Rated Best for Customer Satisfaction and the #1 Home Warranty Company for 2022, 2023, & 2024

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in Texas works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.

Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Mckinney may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.

Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Mckinney, and it's not required like homeowner's insurance. Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.

If you have newer appliances that you purchased, you may choose not to get a home warranty in Texas until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should get a home warranty in Texas, and ultimately it is a personal decision you'll need to make after considering your options. You may not need to get a home warranty if the seller included one when you bought your home or if you are covered by a builders warranty. But if you don't have any existing warranty coverage and want an extra layer of protection, a home warranty is a good idea.

If you are like many homeowners in Mckinney and do not have money set aside for appliance repairs, you could find yourself in a difficult situation when something breaks. With a home warranty, your exposure is limited, reducing the possibility of a financial hardship due to an unexpected repair.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Texas it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Mckinney covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Texas is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Mckinney. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Are You Eligible To Buy A Home Warranty?

A home warranty in Texas is for homeowners who want to cover their home systems such as electrical, plumbing, and HVAC, as well as their large household appliances like refrigerators and ranges. You should not buy a home warranty if your home and appliances are brand new, or if they are covered by another warranty like a manufacturer's warranty or extended warranty plan. Be sure to check your warranty coverages and understand what's included and how to request service.

Renters should not need a home warranty in Mckinney as their landlord or the property owner should take care of any repairs. Those who own a rental property can purchase a home warranty for that property, and many find this a convenient way to manage repairs for their renters.

How Home Warranty Plans Work

When you have a home warranty in Mckinney and a covered appliance or system malfunctions, breaks, or needs repairs, the process to submit a claim is easy. First, you call your home warranty company to schedule a service call. You can also submit your request for service online at any time. It should be easy and convenient to start the process.

A qualified contractor will come to your home to assess the repairs needed. The will confirm with the home warranty provider in that the repairs are covered, and then take care of the repair. If your appliance or system requires replacement, the contractor will notify the home warranty provider. We will work with you to replace the item as covered by your home warranty in Texas.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Texas to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in Mckinney is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.

Top-Rated Home Warranty Plans In Texas

Systems Guard

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Total Home Guard

Plans Starting at less than

$1.50 a Day!

Appliance Guard

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The Most Consumer Centric Home Warranty Provider.

You don’t have to take our word for it. Homeowners across the country choose, trust, and
recommend Liberty Home Guard Home Warranty above all others.

First time getting service to repair...

First time getting service to repair gas oven, burners stopped working. Filing a claim was easier on phone than on website. Schedu...

Sangamesh B

Liberty home Guard
Great service from Liberty and the t...

Great service from Liberty and the team they contracted for the repair. The team was on time and professional and the repair was c...

Cheryl C

Liberty home Guard
Emily Moya was the most helpful CSR ...

Emily Moya was the most helpful CSR I spoke with through this entire claim process. She took the time to follow up on the informat...

Joy Z

Liberty home Guard
Thanks James Regalado! You are a gre...

Thanks James Regalado! You are a great help. Very easy to understand and easy to get a long with. Answered all my questions very p...

Sam S

Liberty home Guard
Elsa Sanchez was very helpful to me ...

Elsa Sanchez was very helpful to me on the phone today when I was attempting to locate and respond to LHG emails relating to a cla...

Rick C

Liberty home Guard
Gabriela Adams, the account manager,...

Gabriela Adams, the account manager, truly cares about the service of her company. I am confident she will do a great job for us i...

Kim B

Liberty home Guard
Great service! Called with a billing...

Great service! Called with a billing question and he answered my question quickly. Agent was knowledgeable, friendly and efficient...

Jane K

Liberty home Guard
Good experience signing on to warran...

Good experience signing on to warranty service. Customer support person George Ramsey explained everything in detail and got me si...

Sudeep S

Liberty home Guard
Chris Evans was very respectful and ...

Chris Evans was very respectful and helpful when it came to providing me with a policy that made sense for my home. He helped me l...

Andrew A

Liberty home Guard
Guss was very pleasant and handled m...

Guss was very pleasant and handled my issue swiftly and efficiently and was able to answer my questions without hesitation. &nb...

Ashley D

Liberty home Guard
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