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Make Liberty Home Guard Your Melville Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how y...

Do You Need A Home Warranty?

A home warranty isn't required in New York the way homeowners insuranc...

Who Can Buy A Home Warranty

A home warranty in New York is not for everyone, and some people shoul...

The #1 Consumer-Rated Home Warranty In America.

Here are some of our most distinguished accolades & awards.

Google Reviews

4.7 out of 5 stars with over 12,000 consumer reviews

Forbes Home

The Best Value Home Warranty Company for 2022, 2023, & 2024

USA Today

Ranked the #1 Best Home Warranty Company for 2023 & 2024

Nerdwallet

Rated the Best Overall Home Warranty for 2024! 5 out of 5 Perfect Score!

Trustpilot

Rated Excellent and the #1 Best in Repair Service

Investopedia

Rated Best for Customer Satisfaction and the #1 Home Warranty Company for 2022, 2023, & 2024

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in New York works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.

Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Melville may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.

Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

Questions To Ask About Home Warranty Coverage

It's important to understand how your home warranty in New York works to ensure you are getting the right coverage for your needs. A home warranty provides coverage for the repair or replacement of major appliances or home systems, such as HVAC or electrical systems, when they malfunction. It is not homeowner's insurance, but it does complement your existing coverage and provides a greater level of protection should you need it.

Make sure you understand exactly what is covered by your home warranty in Melville, and how to process a claim should you need to use it. You should also ask about the network of qualified contractors available in your area to ensure there are enough contractors to ensure you won't be waiting a long period of time for repairs.

Do You Need A Home Warranty?

A home warranty isn't required in New York the way homeowners insurance is, but it can be a smart idea for homeowners who may be unable to cover the high cost of repairs when a major system in their home breaks. Whether you need a home warranty is a personal decision, and you'll want to weigh the investment versus the risk you are willing to accept.

If you are well positioned to handle an expensive repair bill on a moment's notice, you may not need a home warranty in Melville. However, if you prefer not to roll the dice with your home's existing systems and appliances, a home warranty can provide a level of security and peace of mind.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in New York it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Melville covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in New York is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Melville. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Who Should Buy A Home Warranty

Not everyone needs a home warranty in New York. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.

If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Melville. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.

What Does A Home Warranty Cover?

When you are choosing a home warranty in New York it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.

A home warranty in Melville is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.

Melville Home Warranty Options from Liberty Home Guard

If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in New York.

Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Melville. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.

To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.

Top-Rated Home Warranty Plans In New york

Systems Guard

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Total Home Guard

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$1.50 a Day!

Appliance Guard

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The Most Consumer Centric Home Warranty Provider.

You don’t have to take our word for it. Homeowners across the country choose, trust, and
recommend Liberty Home Guard Home Warranty above all others.

First time getting service to repair...

First time getting service to repair gas oven, burners stopped working. Filing a claim was easier on phone than on website. Schedu...

Sangamesh B

Liberty home Guard
Great service from Liberty and the t...

Great service from Liberty and the team they contracted for the repair. The team was on time and professional and the repair was c...

Cheryl C

Liberty home Guard
Emily Moya was the most helpful CSR ...

Emily Moya was the most helpful CSR I spoke with through this entire claim process. She took the time to follow up on the informat...

Joy Z

Liberty home Guard
Thanks James Regalado! You are a gre...

Thanks James Regalado! You are a great help. Very easy to understand and easy to get a long with. Answered all my questions very p...

Sam S

Liberty home Guard
Elsa Sanchez was very helpful to me ...

Elsa Sanchez was very helpful to me on the phone today when I was attempting to locate and respond to LHG emails relating to a cla...

Rick C

Liberty home Guard
Gabriela Adams, the account manager,...

Gabriela Adams, the account manager, truly cares about the service of her company. I am confident she will do a great job for us i...

Kim B

Liberty home Guard
Great service! Called with a billing...

Great service! Called with a billing question and he answered my question quickly. Agent was knowledgeable, friendly and efficient...

Jane K

Liberty home Guard
Good experience signing on to warran...

Good experience signing on to warranty service. Customer support person George Ramsey explained everything in detail and got me si...

Sudeep S

Liberty home Guard
Chris Evans was very respectful and ...

Chris Evans was very respectful and helpful when it came to providing me with a policy that made sense for my home. He helped me l...

Andrew A

Liberty home Guard
Guss was very pleasant and handled m...

Guss was very pleasant and handled my issue swiftly and efficiently and was able to answer my questions without hesitation. &nb...

Ashley D

Liberty home Guard
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