Wondering About Home Warranties for Multi-Family Homes?

If you own a duplex, triplex, or another type of multi-family property, protecting your investment is a top priority. But does a standard home warranty work for these types of homes? And what should you look for when choosing the best home warranty for a duplex or multi-family unit?

Let’s break down how home warranties work for multi-family properties and what options are best for landlords, investors, and owner-occupants alike.

What Is a Home Warranty?

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. This can include HVAC, plumbing, electrical systems, water heaters, refrigerators, washers, and more.

Can You Get a Home Warranty for a Duplex or Multi-Family Home?

Yes! Many home warranty companies—including Liberty Home Guard—offer coverage for multi-family properties, typically up to four units (duplex, triplex, or fourplex).

Coverage Is Typically Available For:

• Shared systems (e.g., central HVAC or plumbing)
• Individual appliances in each unit
• Optional add-ons tailored to landlord or tenant needs

Requirements May Include:

• Each unit must be listed in the service agreement
• Additional coverage fees for each unit
• Accessible appliances and systems for servicing

Why Home Warranties Make Sense for Multi-Family Homes

Whether you live in one unit and rent the others or lease the entire property, warranties offer peace of mind and reduce unexpected repair costs.

Benefits:

• Cost control Predictable expenses for covered repairs
• Tenant satisfaction Faster repairs and reduced downtime
• Landlord convenience One call to fix covered issues across units
• Boosts property value Well-maintained systems and appliances

What’s Typically Covered in a Multi-Family Warranty?

What to Look for in the Best Home Warranty for a Duplex

• Flexible unit coverage Customizable plans for multiple units
• Licensed contractor network Especially important for multi-site management
• Fast service guarantees Reduce tenant complaints
• Add-ons Such as septic, roof leak, or second refrigerator coverage
• Landlord support Some providers offer multi-property discounts or portfolio protection

How Liberty Home Guard Supports Multi-Family Homeowners

Liberty Home Guard offers tailored coverage for duplexes and multi-family residences, including:

• Coverage for up to 4 units
• Customizable add-ons for rental property needs
• Competitive service call fees and trusted technicians
• Award-winning customer service and quick response times

Final Thoughts

A home warranty for your multi-family property isn’t just smart—it’s essential. It provides financial predictability, protects your investment, and ensures happier tenants.

Managing a duplex or rental unit? Talk to Liberty Home Guard about our multi-family home warranty options and get a customized plan that fits your property’s unique needs.