When shopping for home warranties, you’ll notice that many providers exclude ductwork coverage—even though ductwork is an essential part of your HVAC system. At Liberty Home Guard, we believe that’s a mistake. Our plans include duct work coverage because your heating and cooling can’t function properly without well-maintained air ducts.
Your ductwork distributes heated and cooled air throughout your home. Over time, ducts can develop leaks, blockages, or insulation problems that hurt energy efficiency and comfort. Repairs are often expensive, and duct cleaning can add additional costs. Having ductwork coverage under a home warranty ensures these issues don’t become a financial burden.
Liberty Home Guard’s ductwork coverage helps protect against:
Unlike manufacturer warranties—which expire after the first few years—our ductwork home warranty provides ongoing protection for as long as you keep your plan active.
Homeowners often ask: “Does a home warranty cover air duct cleaning?” Generally, home warranties do not cover routine duct cleaning, since it’s considered preventive maintenance. However, Liberty Home Guard can help reduce your cleaning costs by covering the repair or replacement of faulty ducts that contribute to dust buildup or air quality issues.
For comprehensive cleaning, homeowners may purchase separate services, but pairing those with our warranty ensures you’re protected against costly duct failures—not just dirt and dust.
Another common question: “Does homeowners insurance cover ductwork?” Most insurance policies only cover ductwork if it’s damaged by a sudden, covered event such as fire, storm damage, or vandalism. Routine wear and tear is not included.
Similarly, if you’re wondering “Does home insurance cover air conditioning?”—the answer is the same: only if damage is caused by a covered peril. That’s why homeowners choose a home warranty with ductwork coverage, which fills the gaps left by homeowners insurance.
Your HVAC system’s manufacturer may include duct coverage for the first year or two, but once that expires, you’re responsible for all costs. Liberty Home Guard extends your protection for years to come, offering repair or replacement of ductwork as long as your plan is active.
This straightforward process ensures you won’t face major out-of-pocket costs when ductwork issues arise.
Our HVAC protection plans include ductwork coverage by default. If you don’t have an HVAC system, we can customize your plan to exclude it—and add it later if needed. Liberty Home Guard has built a reputation as one of the most trusted names in home warranty coverage, offering peace of mind and protection for every budget.
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A home warranty is a service contract that covers the cost of repairs and replacements for your home’s systems and appliances when they break down over time from normal wear and tear.
Read more about what is a home warranty.
It’s simple, you can select the coverage plan of your choice that is the best fit for your home and budget.
When you request service for a covered item, you will be charged a pre-set fee in order to initiate the service request.
With an LHG home warranty, when a covered item needs repair, simply follow these steps:
Liberty Home Guard offers 3 different plans depending on the coverage your home needs. The Total Home Guard is a combination of both our Appliance Guard and Systems Guard plan. It is our most comprehensive and most economical.
We offer add-ons to each plan. Check HERE for our Home Warranty Plans & Policies page to learn more about everything we cover.
A home warranty covers the costs of repairs and replacements of major home appliances and systems. Home systems, for example, include plumbing, electrical, and HVAC.
Homeowners insurance provides coverage if theft or natural disaster hits.
The main difference is that a manufacturer’s warranty generally covers the failed part of a single appliance, but usually doesn’t include the cost of labor or repair. With a home warranty, one plan covers a variety of systems and appliances, making it a more cost-effective way to safeguard your home.
A home warranty protects the homeowner’s budget by removing the risk of fluctuating expenses when big ticket items break down. With a Liberty Home Guard home warranty, the homeowner will pay for a monthly plan, along with a flat rate service call fee associated with any repairs, rather than the full retail cost of replacing or repairing any of their home appliances or systems.
No. Liberty Home Guard doesn’t require a home inspection or any maintenance records to purchase a home warranty plan.
Liberty Home Guard will dispatch a licensed technician to your home within 24 - 48 (business) hours of your request. Extenuating circumstances do apply.
Yes, you absolutely can. We only ask that you reach out to us first so that we can authorize the contractor you'd like to work with. This helps ensure that the highest standards are applied and that you and your family are kept safe. In our experience, you will usually save the most money and get the best work done using an LHG Certified Professional. All of our contractors are licensed professionals, and their work comes with a 60-day workmanship guarantee.
You can take your warranty with you to your new home, or cancel your warranty plan.
To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.
Once you sign up for an LHG policy, you will receive an email with instructions on how to register your account that will include your username and password.
Once your coverage kicks in, schedule a request online any time HERE. You can also dial 833-LHGUARD (866) 396-5837 for your request.
You can check any job’s status by logging into your account HERE.
If we determine your covered item is beyond repair, we’ll offer a replacement or find you another solution that works for your situation.
We work with licensed contractors in your area who have been regularly evaluated by customers to meet our high standards.
Of course. Simply re-request the service online or by phone. All work done with our service providers comes with a 60-day workmanship guarantee, so if the issue isn’t resolved, we’ll send a service provider back to you, at no charge.
To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.
Yes, there are some limitations to what a home warranty plan can cover. Home warranties cover breakdowns that occur due to normal wear and tear. For example, if a fan in your AC unit breaks due to natural use, LHG would cover the replacement. However, if that AC was broken from human misuse or a natural event, it would not fall under our coverage.
No, it doesn’t. You can get an LHG warranty plan no matter the age of your appliances.
You can start requesting service after 30-60 days depending on the coverage you purchase. If you purchased your plan while buying your home, ask your agent about whether or not we start coverage on the day the escrow closes.
If, for any reason, you need to change your plan, you can do so within the first 30 days of purchasing your coverage. To make a switch call (833) 544-8273
Yes, you can read a sample Service Contract Agreement HERE.
LHG seeks to empower its customers, enabiling you to find the contract term that is right for you. You can purchase a policy that is month-to-month, annual, or multi-year. Our multi-year plans provide the most value, call us toll free at (866) 396-5837 to find out more.
If you have set up automatic payments with us, we will send your new contract 30 days before the old one expires. If you are not on an automatic payment system, you can continue coverage by logging into your account or calling us toll-free at (866) 396-5837.
Yes, you can cancel at any time. If your cancellation occurs within the first 30 days of your coverage, we’ll refund your contract fees minus the cost of claims paid, and we will charge a small administrative overhead fee. If you cancel after the 30th day, you’ll receive a prorated refund of your contract fees for the rest of the contract term minus the cost of claims paid, and we will charge a small administrative overhead fee.
To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.
No, we do not have a limit, although some coverage limitations, such as cost caps, may apply.