Make Liberty Home Guard Your Lucedale Home Warranty Provider

How To Select Lucedale a Home Warranty Plan for Your Needs

Choosing a home warranty in Mississippi shouldn't be complicated, but you may be surprised to learn just how many options there are. While most plans are similar, coverages may vary as well as costs. Feel free to take the time you need to make sure you choose the best plan for your needs.

Once you pick a home warranty company and plan in Lucedale, your coverage doesn't start right away. You'll need to have an inspection performed on your covered equipment and appliances before your warranty can go into effect. This appointment will be arranged through the home warranty company and should be provided at no cost to you. After the inspection, your warranty period can begin.

Before you buy a home warranty, take some time to learn more about how it works. Liberty Home Guard wants you to make an informed decision, and we are happy to share this information with you to help you with your choice.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Mississippi it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Lucedale covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Mississippi is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Lucedale. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Buying A Home Warranty

When you are ready to buy a home warranty in Mississippi, there are a few things you should think about first. Many factors will go into your decision whether to purchase a home warranty plan including the age of your home, the age of your appliances, and your ability to pay for unexpected repairs. While any system or appliance can require repairs at any time, the odds increase as they age.

If you already have adequate coverage from an existing warranty, you may choose to forgo purchasing a home warranty in Lucedale until that coverage expires. This includes manufacturer's warranties, builder's warranties, and existing home warranties that may have come with the purchase of your home or appliances.

When To Use A Home Warranty

You should use your home warranty in Lucedale whenever a covered appliance or home system is in need of repair. Whether your refrigerator isn't staying cold enough, your washing machine doesn't drain, or your furnace won't start, your home warranty provider can schedule an appointment with a qualified contractor to make the repairs as soon as possible. You don't need to worry about finding a repairman - all the work is done for you.

When the contractor arrives, they will evaluate your appliance or home system and certify that the repair is covered by your home warranty. If repairs are warranted, they will complete all the repairs under your home warranty in Mississippi. In the event the cost of repairs are greater than replacement or if repairs aren't possible, we will arrange for a replacement.

How A Home Warranty Is Different From Insurance

A home warranty in Mississippi is not insurance, and it provides distinctly different coverage than a homeowner's insurance policy. A home warranty works in much the same way as a manufacturer's warranty - should something break or fail during regular use of the item, and not as a result of negligence, the item will be repaired or replaced.

A typical homeowner's insurance policy covers your building and everything inside in the event of a disaster such as a fire or storm that damages your property. A home warranty in Lucedale provides extended coverage for your home's appliances and systems should they require repairs. There does not need to be damage for your home warranty to apply, and any covered appliances or systems can be repaired through your home warranty as needed.

Choosing To Get A Home Warranty

Whether you have made the decision to purchase a home warranty in Mississippi or if you are still researching your options, you have probably done a bit of research into what a home warranty is, how it works, and what's covered. Choosing to get a home warranty is an important decision, and we encourage you to consider your options to make the best choice for your home.

Many homeowners in Lucedale opt to purchase a home warranty to lower their financial risk should a major home system or appliance break. Coverage varies, but you can customize your home warranty plan to suit your needs and your home. Each home is unique, and you can choose only the coverage you want and need.

Lucedale Home Warranty Options from Liberty Home Guard

If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in Mississippi.

Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Lucedale. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.

To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.