Introducing HVAC Guard: Focused Protection for the System That Works Hardest in Your Home

Your HVAC system doesn’t take a day off. It runs through the first heat wave of summer and the coldest night of January, and most homeowners never think about it until it stops. Then it’s the only thing they think about.

That’s the moment HVAC Guard was built for.

Liberty Home Guard is launching a home warranty plan designed around a simple idea: not every homeowner wants or needs coverage for their whole house. Some just want their furnace, air conditioner, and heat pump protected, without paying for plumbing or electrical coverage. HVAC Guard gives you exactly that.

Why We Built a Plan Just for HVAC

Homeowners have told us the same thing for years. They want strong coverage on the systems most likely to fail and most expensive to replace, without bundling in extras that inflate the monthly bill. HVAC repairs and replacements carry some of the highest price tags in home ownership. A new condenser or furnace can run into the thousands. HVAC Guard puts that risk on us instead of you.

Let’s be honest about how most home warranties handle pre-existing conditions. If a system was already failing before your contract started, the claim gets denied. That’s standard industry practice, and it leaves homeowners feeling like the fine print was written against them.

HVAC Guard takes a different approach. If a condition was developing when you enrolled and you had no actual knowledge of it, and no licensed technician had flagged it to you, it’s covered. You don’t need a clean bill of health from an inspector to qualify. There’s no inspection requirement at all. You sign up, and thirty days later, your coverage is live.

What’s Actually Covered

HVAC Guard covers repair and replacement for ducted electric central air conditioning up to a 5-ton capacity, including thermostats and the mechanical and electronic components that keep the system running. On the heating side, coverage extends to circulating pumps, reversing valves, thermostats, and the core components of your heating system, also up to 5-ton capacity.

If a technician determines the system can’t be repaired, replacement is an option. That’s the kind of protection homeowners want-a plan in place when something goes wrong. Nobody buys a warranty hoping something will break. They buy it so that when it does, they can get their home back up and running fast.

Coverage has limits, and we spell them out plainly rather than burying them. Ductless mini splits, window units, and electric wall ACs fall outside this plan, along with items like humidifiers, boilers, and zoned systems. And if a repair or replacement falls outside of coverage, you’re not left on your own—we can still extend our negotiated pricing on repairs and replacement systems, potentially saving you hundreds of dollars.

How a Claim Actually Works

Here’s where the plan earns its keep. When something goes wrong, you file a claim online or by phone, any hour of the day. We dispatch a licensed HVAC technician in your area, typically within 24 to 48 hours. You’re not calling around during a heat wave trying to find someone who can come out this week.

You pay one flat service fee. We pay the covered repair. No guessing what a technician visit will cost, no waiting for a quote before you know if you can afford to fix it.

A Simpler Choice for Homeowners Who Know What They Need

If HVAC is your primary concern, this plan gets you there at a lower monthly cost than our broader coverage. Homeowners who want ductwork, plumbing, electrical, and water heaters protected too should look at Systems Guard instead. Neither plan is the "right" one across the board. The right one is whichever matches what’s actually keeping you up at night.

HVAC Guard runs $29.99 a month. One plan, both heating and cooling, unknown pre-existing conditions included, no inspection, no age limit on your system.

The Bottom Line

A furnace or AC failure doesn’t wait for a convenient time, and neither should your coverage. HVAC Guard is built to be straightforward: clear coverage, a fast technician dispatch, and a claims process that doesn’t punish you for a problem you didn’t know you had.

Ready to protect the system that keeps your home livable year-round? Get your HVAC Guard quote today.