Make Liberty Home Guard Your Kingston Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Oklahoma, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Kingston, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Whats Covered By A Home Warranty

Your home warranty coverage in Oklahoma can include your home's HVAC, plumbing and electrical systems as well as your major appliances including your water heater, washer and dryer, refrigerator, dishwasher, and more. You can customize your plan to cover all or some of the systems in your home to find a plan that meets your needs as well as your budget.

If any of your covered systems or appliances require repair, your home warranty in Kingston makes it easy for you to get help. Simply call your home warranty company and they will schedule an appointment with a qualified service provider. For all covered repairs, you'll just pay a set fee and the repairs will be handled for you. If replacement is needed, that's covered, too.

Who Should Buy A Home Warranty?

Almost all homeowners are eligible to purchase a home warranty in Oklahoma. A home warranty is idea for first-time home buyers, experienced homeowners who don't want to worry about expensive repairs that always happen at the most inopportune times, and even owners of rental properties who want to have a plan for managing repairs for their tenants.

A home warranty is ideally suited for new home buyers in Kingston, but they also make a lot of sense for anyone who owns a home. Water heaters or HVAC systems do break, appliances age and fail, and all of these are unexpected, inconvenient, and expensive. A home warranty provides a good layer of protection and reduces the hassle of repairs for any homeowner.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Oklahoma it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Kingston covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Oklahoma is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Kingston. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

How Does A Home Warranty Work?

A home warranty in Kingston is a simple agreement between you and a home warranty provider that provides for the repair or replacement of covered appliances or home systems such as your electrical system or HVAC system. It is essentially a service contract, and whenever you need repairs you would just need to contact your home warranty company to schedule an appointment with a qualified contractor. No searching for someone to make the repairs - just call and the next available contractor will be sent as soon as possible.

When the contractor arrives, they will evaluate the repair and confirm with the home warranty provider in Oklahoma that it's covered by your warranty. The contractor will complete all repairs and bill the home warranty company, making the entire process easy and hassle-free for you.

Deciding To Get A Home Warranty

A home warranty in Oklahoma is a small investment that can protect you from expensive repairs to your home's systems and appliances. When it comes to home repairs, it's not a matter of if but when, and eventually every homeowner experiences a major problem that requires expensive repairs or a complete replacement. A home warranty can help you be better prepared.

Not everyone needs a home warranty in Kingston, and if you already have warranty coverage you likely don't need additional coverage. Even if you do have the financial means to cover repairs as they happen, a warranty limits your exposure and can be a good investment, especially if your property is older or has older equipment that may be more prone to malfunctioning.

Liberty Home Guard Has Your New Home Warranty

When you have chosen to purchase a home warranty in Oklahoma, be sure to consider your options at Liberty Home Guard. Our home warranty plans are fully customizable, allowing for flexible coverage and pricing to fit your unique needs. Whether you just want to make sure large, expensive systems like your HVAC and plumbing are covered, or you want added protection for your appliances, we can help.

Having a home warranty in Kingston can ease your anxiety about a major system or appliance breakdown. If something breaks, you just need to make a single call to arrange for service, and the rest is taken care of for you. No surprises, no stress.

Our dedicated support team at Liberty Home Guard is happy to address any concerns you may have or to answer any questions you have about home warranties in general or about our specific options. Contact us today.