Best Home Warranty in New York, NY

Things To Consider When Getting A Home Warranty

Living and working in a city as iconic as New York is often a dream for many. You don’t want to let the breakdown of a water heater or some other home system or appliance turn your fantasy life into a nightmare.

The city’s high humidity year-round can take its toll on heating and cooling systems and other appliances. And over time, they will break down. But thankfully, a New York home warranty can help keep you enamored by the city that never sleeps. 

You have many options to pick from when it comes to getting a home warranty in the Big Apple. But not all plans are the same. You must understand what each plan covers, how it’ll handle repair needs that arise, and the annual costs. There’s no need to go searching for hours just to find a reliable plan. Turn to Liberty Home Guard, the best home warranty company in New York! 

Who Should Buy A Home Warranty

Not everyone needs a home warranty in New York. But at the same time, about one-third of privately-owned housing in New York has at least one to three maintenance issues.

If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. If you just bought an older home, a home warranty may be a good idea if it features older systems that you don't know the maintenance history of. If your home came with a home warranty that is expiring, you may want to purchase your own to continue coverage.

Some major repairs can cost several thousand dollars, so you must consider the risks and investment when considering a home warranty purchase.

What Does A Home Warranty Cover?

When choosing a New York home warranty, you must understand what's covered and what isn't. A basic home warranty typically covers your home's plumbing, electrical, and heating and cooling (HVAC) systems, as well as major appliances, such as your refrigerator, water heater, and dishwasher. You have the option to customize your plan to include all or some of the appliances in your home so you only pay for the coverage you need.

Keep in mind that a home warranty in New York isn’t home insurance, and it, therefore, doesn’t cover household repairs or damage to your home. It also won't cover damage due to negligence. Similar to a manufacturer's warranty, a home warranty in New York safeguards your home appliances and systems from defects and malfunctions. But where a manufacturer's warranty typically lasts one to three years, a New York home warranty can cover your appliances well after their initial warranty period.

Your Home Warranty, Explained

A New York home warranty is a service contract to repair or replace covered appliances or home systems that malfunction, all for a low monthly or annual fee. Should you need repairs, Liberty Home Guard will coordinate all the necessary scheduling and billing.

When you request service, a customer service professional will schedule an appointment with a qualified contractor to assess the repair. After confirming the repairs are covered, the contractor will complete the repairs, making it a hassle-free and stress-free process for you. If the appliance or system cannot be repaired, it will be replaced.

How To Decide If You Need A Home Warranty

Deciding whether to purchase a home warranty in New York should not be difficult, but there are a few things to consider. You may not need to buy a New York home warranty if your property is already covered by a home warranty or a builder's warranty, for instance. Review any existing coverages and warranties and when those may expire.

Next, understand that many homeowners in New York lack adequate savings for major repairs or unexpected appliance failures. A home warranty from the top home warranty company in New York will provide you with confidence, knowing you won't be forced to pay thousands of dollars out-of-pocket just to get the heat or AC back on.

Ultimately, the decision depends on your financial situation and willingness to accept risk. If you can pay for unexpected repairs, you may not need a New York home warranty. But if you like the idea of having a plan to handle any breakdowns, a home warranty may be right for you.

Get a New Home Warranty From Liberty Home Guard

If you are ready to purchase a New York home warranty from Liberty Home Guard, our team of customer service professionals is ready to help you customize the best warranty plan to cover the appliances and systems in your home. Contact us today at (833) 545-5004.