Deciding On The Best Home Warranty For You
Figuring out what to cover, what not to cover, and understanding how your home warranty in Massachusetts works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.
Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Franklin may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.
Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.
A Home Warranty Is Not The Same As Homeowners Insurance
When you are considering buying a home warranty in Massachusetts it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.
A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Franklin covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.