Make Liberty Home Guard Your Kissimmee Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Florida, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Kissimmee, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Questions To Ask About Home Warranty Coverage

It's important to understand how your home warranty in Florida works to ensure you are getting the right coverage for your needs. A home warranty provides coverage for the repair or replacement of major appliances or home systems, such as HVAC or electrical systems, when they malfunction. It is not homeowner's insurance, but it does complement your existing coverage and provides a greater level of protection should you need it.

Make sure you understand exactly what is covered by your home warranty in Kissimmee, and how to process a claim should you need to use it. You should also ask about the network of qualified contractors available in your area to ensure there are enough contractors to ensure you won't be waiting a long period of time for repairs.

Do You Need A Home Warranty?

A home warranty isn't required in Florida the way homeowners insurance is, but it can be a smart idea for homeowners who may be unable to cover the high cost of repairs when a major system in their home breaks. Whether you need a home warranty is a personal decision, and you'll want to weigh the investment versus the risk you are willing to accept.

If you are well positioned to handle an expensive repair bill on a moment's notice, you may not need a home warranty in Kissimmee. However, if you prefer not to roll the dice with your home's existing systems and appliances, a home warranty can provide a level of security and peace of mind.

Home Warranty Coverage

A home warranty in Florida typically covers the various systems in your home including HVAC, plumbing, and electrical. It's important to keep your systems well maintained, but systems do break and require repairs. And, oftentimes, they fail at the worst possible time. With a home warranty, you can get help fast, at a set cost, and with the peace of mind that it's covered.

You also have the option to include major appliances including your washer and dryer, stove, refrigerator, dishwasher, and even garbage disposal in your home warranty plan in Kissimmee. Bottom line - there are a lot of things that can fail or go wrong with your appliances, and a home warranty can add a layer of assurance and security for homeowners.

Who Is Eligible For A Home Warranty

Anyone who owns a home may be eligible for a home warranty in Florida, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty.

A home warranty in Kissimmee is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.

How A Home Warranty Is Different From Insurance

A home warranty in Florida is not insurance, and it provides distinctly different coverage than a homeowner's insurance policy. A home warranty works in much the same way as a manufacturer's warranty - should something break or fail during regular use of the item, and not as a result of negligence, the item will be repaired or replaced.

A typical homeowner's insurance policy covers your building and everything inside in the event of a disaster such as a fire or storm that damages your property. A home warranty in Kissimmee provides extended coverage for your home's appliances and systems should they require repairs. There does not need to be damage for your home warranty to apply, and any covered appliances or systems can be repaired through your home warranty as needed.

Choosing To Get A Home Warranty

Whether you have made the decision to purchase a home warranty in Florida or if you are still researching your options, you have probably done a bit of research into what a home warranty is, how it works, and what's covered. Choosing to get a home warranty is an important decision, and we encourage you to consider your options to make the best choice for your home.

Many homeowners in Kissimmee opt to purchase a home warranty to lower their financial risk should a major home system or appliance break. Coverage varies, but you can customize your home warranty plan to suit your needs and your home. Each home is unique, and you can choose only the coverage you want and need.

Get a New Liberty Home Guard Home Warranty

When you are ready to take the next step and get a home warranty in Florida, we can help. At Liberty Home Guard, our dedicated support team is here to guide you through the process of selecting a plan and can answer any questions you may have about warranty coverage, how it works, and what to do when you need a repair.

For many people, having the peace of mind knowing they have a home warranty justifies the cost, but others who have needed to use their warranty truly understand the value it provides. A home warranty can ease your fears about a major repair, and save you thousands of dollars should you need to use it for a major repair.

If you're considering a home warranty in Kissimmee, feel free to contact Liberty Home Guard today. We can help you pick the right plan, as well as answer any questions about home warranty plans. Give us a call or email us today.