Make Liberty Home Guard Your Woodruff Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Utah, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Woodruff, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Home Warranty Coverage

A home warranty in Utah typically covers the various systems in your home including HVAC, plumbing, and electrical. It's important to keep your systems well maintained, but systems do break and require repairs. And, oftentimes, they fail at the worst possible time. With a home warranty, you can get help fast, at a set cost, and with the peace of mind that it's covered.

You also have the option to include major appliances including your washer and dryer, stove, refrigerator, dishwasher, and even garbage disposal in your home warranty plan in Woodruff. Bottom line - there are a lot of things that can fail or go wrong with your appliances, and a home warranty can add a layer of assurance and security for homeowners.

Who Is Eligible For A Home Warranty

Anyone who owns a home may be eligible for a home warranty in Utah, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty.

A home warranty in Woodruff is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Utah it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Woodruff covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Utah is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Woodruff. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

How A Home Warranty Is Different From Insurance

A home warranty in Utah is not insurance, and it provides distinctly different coverage than a homeowner's insurance policy. A home warranty works in much the same way as a manufacturer's warranty - should something break or fail during regular use of the item, and not as a result of negligence, the item will be repaired or replaced.

A typical homeowner's insurance policy covers your building and everything inside in the event of a disaster such as a fire or storm that damages your property. A home warranty in Woodruff provides extended coverage for your home's appliances and systems should they require repairs. There does not need to be damage for your home warranty to apply, and any covered appliances or systems can be repaired through your home warranty as needed.

Choosing To Get A Home Warranty

Whether you have made the decision to purchase a home warranty in Utah or if you are still researching your options, you have probably done a bit of research into what a home warranty is, how it works, and what's covered. Choosing to get a home warranty is an important decision, and we encourage you to consider your options to make the best choice for your home.

Many homeowners in Woodruff opt to purchase a home warranty to lower their financial risk should a major home system or appliance break. Coverage varies, but you can customize your home warranty plan to suit your needs and your home. Each home is unique, and you can choose only the coverage you want and need.

Get a New Liberty Home Guard Home Warranty

When you are ready to take the next step and get a home warranty in Utah, we can help. At Liberty Home Guard, our dedicated support team is here to guide you through the process of selecting a plan and can answer any questions you may have about warranty coverage, how it works, and what to do when you need a repair.

For many people, having the peace of mind knowing they have a home warranty justifies the cost, but others who have needed to use their warranty truly understand the value it provides. A home warranty can ease your fears about a major repair, and save you thousands of dollars should you need to use it for a major repair.

If you're considering a home warranty in Woodruff, feel free to contact Liberty Home Guard today. We can help you pick the right plan, as well as answer any questions about home warranty plans. Give us a call or email us today.