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Many homeowners have the reasonable expectation that their big-ticket kitchen appliances will hum along for several years without much of a problem. But refrigerators and ovens and dishwashers—even pricy ones—can and do break down. Kitchen appliance repair doesn’t come cheap, either. The average cost to repair a refrigerator is upwards of $300, and some repairs can set you back more than $1,000.
Relying on credit or dipping into savings aren’t your only options when one of your appliances malfunctions. An extended warranty for home appliances can be an effective way of mitigating that unexpected expense, and a warranty also offers other benefits that reinforce their worth as an investment. Let’s review some of the perks you can enjoy with an active home warranty for appliances in your home.
What Is an Appliance Warranty?
A warranty is a contract to service, repair, or replace an appliance when it breaks down. The policy provider could be the appliance’s manufacturer, or it could be an independent warranty company.
Most major appliances come with a limited manufacturer’s warranty free of charge. For a set period following your purchase of a new appliance, the manufacturer will repair or replace the item if any problems arise because of poor workmanship or defective parts. Small appliances might have a warranty window of 30 to 90 days. Larger appliances, such as refrigerators and ovens, can have warranties that last for three years or more.
At any rate, virtually all manufacturers’ warranties expire after a few months or years. Once that warranty has lapsed, you are responsible for scheduling and paying for all necessary repairs—unless you purchase an extended warranty.
What Is an Extended Warranty and What Does It Cover?
An extended warranty provides protection for your appliances after the original manufacturer’s warranty has expired. Some companies host their own extended warranty programs, but for most appliances, you’ll need to partner with a third-party warranty provider for extended protection.
The specifics of home warranty appliance replacement and repair differ from plan to plan, but extended warranties generally cover damage sustained through normal wear and tear. Warranties rarely cover accidental damage, abuse, or theft.
5 Benefits of a Kitchen Appliance Warranty
Now that we have a handle on what an extended appliance warranty is, let’s look at some of the most notable perks.
1. Swift and Reliable Repair
A reputable warranty company will maintain a partner network of licensed and insured. This means that your warranty company will be able to schedule and dispatch a professional tradesperson to your home within days—or even hours—of you submitting a service claim.
You don’t need to hunt down a reliable repairperson or wait days and days for an open appointment. Your warranty company will have you covered.
2. Insurance Against Wear and Tear
Our appliances degrade from their very use. Each cycle of your dishwasher wears down mechanical parts, warps internal components, and dries out lubrication. This degradation is barely noticeable until one day one component wears down just enough to render the entire appliance unusable.
Homeowner’s insurance does not cover wear and tear to home appliances and systems. A manufacturer’s warranty is likely to expire before wear and tear take their toll on the machine. If you want to insure against wear and tear, seeking out one of the best appliance extended warranty plans is the only course of action.
3. Convenient and Streamlined Service
The convenience of a home warranty for appliances is hard to overstate. Your warranty company will handle everything, from finding and scheduling a technician to sourcing replacement parts. If you’re a customer of Liberty Home Guard’s, you can monitor the status of your claim at every step of the way.
4. Simplified Budgeting
The cost of an extended warranty is upfront and predictable. Before you sign your contract, you’ll know exactly how much you owe each month and how much you’ll need to spend when it comes time to file a claim for service. This makes it remarkably easier to budget from month to month, and you won’t be surprised by an astronomical bill for appliance repair.
5. Customizable Coverage
Good warranty coverage is flexible. You can have a say in how long you want your coverage to last. If you’re pursuing a broader home warranty, you can work with your provider to adjust coverage to your needs. This helps you avoid paying for coverage for appliances or systems that you don’t own or need third-party coverage for.
So, whether you’re looking to warranty one specific kitchen appliance or a suite of appliances in your home, reach out to Liberty Home Guard to find the right plan for you. Use our website for a free quote or call (866)-834-5570.