Home Warranty Questions & AnswersWhat is a warranty deed on a house?

What is a warranty deed on a house?

Asked by Max Shevnin
Paul Cody
Paul CodyStaffAnswered on 18-March-2020

A home warranty deed, not to be confused with a home warranty, is a legal document that establishes ownership of a property. 

But why does it have the word warranty in it? When you purchase a property, the seller is guaranteeing that they are the current owner of the property. They are also confirming that there are no liens or claims on the property.

If you manage to detect any discrepancies while the seller still owns the deed, you can hold them liable to make any necessary repairs. However, if you only discover these problems after taking ownership, a house warranty deed can help you obtain compensation.

A typical home warranty deed will include:

  • A thorough description of what’s included in the property
  • Current property lines (if known)
  • Who the grantor and grantee are
  • A breakdown of money exchanged
  • Any other details that are part of the real estate transaction itself

Warranty deeds include title insurance, which homebuyers can use in the event that there are issues proving ownership after the purchase of a property.

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