Top 5 Money-Saving Apps for Household Budget

Erin Easley

Written By Erin Easley

Published 01/03/22
Top Money-Saving Apps for Household Budget

One of the biggest responsibilities of owning a home is managing your household expenses and maintaining a budget. Gone are the days of paper bills stacked on a desk. But, managing your household expenses and bills when they are paperless and online can pose a different set of issues. With today’s technology, though, there are ways to manage your home’s finances and budget with money-saving apps. Budgeting is crucial, especially considering that the Federal Reserve found that 37% of Americans would struggle to cover an unexpected expense of $400. Budgeting encourages the creation of emergency funds, providing a financial safety net during unforeseen circumstances. Here’s our list of the best apps for budgeting and saving money for homeowners.

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Top 5 Apps for Saving Money


 Mint logo

Mint is recognized as the best budget app for saving money. It links to all your accounts, tracks all your spending and even creates customized budgets for you. The Personalized Mintsights feature finds savings opportunities and helps you track your net worth. 

Our favorite feature: Includes a loan repayment calculator.


 PocketGuard logo

PocketGuard links to all your accounts and helps you to manage your bills and spending. It’s one of the top money saving apps with its Payoff Strategy feature, reminding you when to pay bills and helping you to budget for them.

Our favorite feature: In My Pocket tells you how much you can spend within your budget.


Prism keeps all your bills in one place, sending you reminders when it’s time to pay them. It allows you to easily keep track of your balance and spending. It’s also very user-friendly and keeps budgeting simple.

Our favorite feature: Very user-friendly interface.

Wally logo

Wally is one of the best family finance apps. It links to all your accounts and ensures you budget and pay bills on time. It allows you to finance and budget with a group. You can share spending goals and build budgets within this group. It also allows you to easily track your spending on the go.


Our favorite feature: Graphs and charts that allow you to visually and quickly see your spending and savings patterns. 

Albert logo

Albert is your expert budgeter, tracking your spending and helping you to save. It has quickly become one of the best money savings apps because it connects you to personalized budget advice from an actual expert.

Our favorite feature: Gives access to an individual brokerage account.

Liberty Home Guard Home Warranties

Family budget apps may help you keep track of your spending, but what do you have planned when your home’s systems and appliances need repair? Home repairs can add up, especially for those big-ticket items like a breakdown in a home’s furnace, which can cost upwards of $3000. A home warranty from Liberty Home Guard can help you budget and save on these unexpected, costly home repairs. 

A home warranty is a service contract that covers the cost of home repairs and replacement when your home’s systems and appliances break down over time from normal wear and tear. Liberty Home Guard has the most comprehensive and customizable coverage in the home service industry. We have been rated the #1 Home Warranty Provider in America from The U.S. News & World Report and received an A grade for The Better Business Bureau. Call us toll free today at (866) 225 - 7958 for a quote on a plan that works best for your home’s unique needs.


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