When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.
Before purchasing a home warranty plan in Harris, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.
It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.
When you are ready to buy a home warranty in Minnesota, there are a few things you should think about first. Many factors will go into your decision whether to purchase a home warranty plan including the age of your home, the age of your appliances, and your ability to pay for unexpected repairs. While any system or appliance can require repairs at any time, the odds increase as they age.
If you already have adequate coverage from an existing warranty, you may choose to forgo purchasing a home warranty in Harris until that coverage expires. This includes manufacturer's warranties, builder's warranties, and existing home warranties that may have come with the purchase of your home or appliances.
You should use your home warranty in Harris whenever a covered appliance or home system is in need of repair. Whether your refrigerator isn't staying cold enough, your washing machine doesn't drain, or your furnace won't start, your home warranty provider can schedule an appointment with a qualified contractor to make the repairs as soon as possible. You don't need to worry about finding a repairman - all the work is done for you.
When the contractor arrives, they will evaluate your appliance or home system and certify that the repair is covered by your home warranty. If repairs are warranted, they will complete all the repairs under your home warranty in Minnesota. In the event the cost of repairs are greater than replacement or if repairs aren't possible, we will arrange for a replacement.
When you are considering buying a home warranty in Minnesota it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.
A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Harris covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.
A home warranty in Minnesota is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.
Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Harris. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.
Not everyone needs a home warranty in Minnesota. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.
If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Harris. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.
When you are choosing a home warranty in Minnesota it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.
A home warranty in Harris is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.
If you are ready to purchase a home warranty in Minnesota from Liberty Home Guard, contact our team today. We can help you make the right choice for your home and can customize your warranty plan to cover only the appliances and systems you have in your home.
Getting a home warranty in Harris is a smart decision, and one that will protect you from unexpected expenses when appliances break or home systems fail. A home warranty will provide both peace of mind and ease of use whenever you may need to use it.
Let Liberty Home Guard help you today. Contact us for a quote or to learn more about our plans and options. Our dedicated support team is happy to answer any questions you may have about how a home warranty works and what it can do for you.
Here are just some of the reasons:
Feeling ready to choose a plan? Still have questions? At Liberty Home Guard, our dedicated support team is available to answer your questions and to guide you through the process of selecting the best plan for your home.
Very customer-centric, especially for a home warranty company. I had an issue with my oven's display and Robert spent 40 minutes with me on the phone helping me troubleshoot it.
Harriet Williams Heating
Trust Pilot
As a vendor, this home warranty company was, by far, THE BEST to work with. Very fast approval and payment. My technician was in and out in 20 minutes. Other home warranty companies take forever to get an approval and having my technicians wait on site is not very efficient. Great experience!
Maria Olah
As a Company, They have always paid very promptly for any claims we submit on behalf of customers. Their service department is very easy to work with compared to other companies.
Ryan Leckbee, Rhino Air Conditioning and Heating
People were responsive and there was no tap dancing around the issues. Great working with Paul, very professional and pleasant to talk to
Paula Bradley
My pool kept turning green. I couldn't figure it out. Thankfully I had a policy with Liberty Home Guard, and even though I didn't have the optional pool and spa add-on, Liberty still got a technician out to me and coordinated all the work done. I made sure to buy pool coverage afterward!
Raymond Jenkins
Trust Pilot
Liberty Home Guard actually seems to understand their customers. Their replacement upgrade program was too enticing to pass up and having used it twice, I am so pleased with it and Liberty Home Guard’s level of customer service.
Sara Acosta
Trust Pilot
I have had many home programs in the past and by far they are the best I had so far. Quick response to issues and the technicians they used were qualified and good at what they do!...
Nelson O
BBB
I had a very positive experience with Liberty Home Guard. I was concerned because it did not cover some of my large appliances and my account manager, Natalie A***** quickly resolved my concern within hours. I feel really good about choosing Liberty Home Guard for my multi-year warranty.
Jasmine
BBB
Liberty Home Guard is amazing! I called Up and their customer service team was super friendly and addressed my problem right away, they were able to get me a great deal and make it super convenient and quick! Highly recommend.
Cory R
BBB
Sam, David, and the people at LHG made me feel like family straight away. Thanks, gents, for making the tedious process of getting a home warranty simple.
Darren H
BBB
Excellent company, transparent service, fast and efficient. Exactly what we were looking for.
Dan H
Consumer Advocate
You can rest assured knowing that Liberty Home Guard fulfills their end of the agreement. I have has three claims different issues in my home and they took care of each promptly. I would be out of pocket a lot more than just my premium. You guys have my business for life.
Joseph
Consumers Advocate
A home warranty that works just the way it should. It makes my life easier that they don’t leave me on hold for 30 minutes the way my last home warranty company would.
Sara P
Consumers Advocate
I have renewed my three year policy twice, I have nothing but good things to say about Liberty Home Guard. Always good service, and happy endings.
Vick C
Consumers Advocate
Liberty Home Guard has saved me money on multiple occasions. Their technicians are always prepared and for all my claims, completed the work in 1 visit.
Linsey C
Consumers Advocate
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