Maple Plain, Minnesota Home Warranty

Liberty Home Guard

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Minnesota, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Maple Plain, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Who Should Buy A Home Warranty

Not everyone needs a home warranty in Minnesota. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.

If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Maple Plain. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.

What Does A Home Warranty Cover?

When you are choosing a home warranty in Minnesota it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.

A home warranty in Maple Plain is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.

How Do You Know If You Need A Home Warranty?

Whether you need a home warranty in Minnesota can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.

Many homeowners in Maple Plain do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.

Understanding Home Warranty Coverage

A home warranty in Minnesota is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.

Similar to a manufacturer's warranty, a home warranty in Maple Plain protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.

Understanding Your Home Warranty Coverage

When you get a home warranty in Minnesota, it's important to understand the coverage you get with your plan. Home warranties can cover your major appliances as well as major systems including sewer, electrical, and HVAC equipment. Should something go wrong with your water heater, refrigerator, dishwasher, or furnace, your repairs should be included in your plan.

It's easy to use your warranty plan in Maple Plain. When you need a repair, just call your home warranty company to start a claim. A service provider will be dispatched to your home and will assess the repair. From there, they will confirm the repair is covered and will take care of everything. Most home warranties will cover the repair or replacement of your appliances or home systems.

Should You Get A Home Warranty When Buying A House?

Many homeowners are introduced to the idea of a home warranty in Minnesota when they are searching for a new home. Many sellers will include a home warranty with the sale of the property, and it's appealing to buyers as it provides a certain level of protection as they transition into their new home. You never know the maintenance history of a property, and a home warranty can help.

If your seller doesn't include a home warranty in Maple Plain it never hurts to ask, and if one isn't offered you can always purchase your own plan. If you are buying a new construction home, you should be covered by the builders warranty for a set period of time and may want to purchase a home warranty when that one expires.

Home Warranty Plans in Minnesota

Appliance Guard

Home Warranty Appliance Guard

Plans Starting at less than $1 a Day!

Systems Guard

Home Warranty Systems Guard

Plans Starting at less than $1 a Day!

Total Home Guard

Home Warranty Total Home Guard

Plans Starting at less than $1.50 a Day!

Liberty Home Guard Has Your New Home Warranty

When you have chosen to purchase a home warranty in Minnesota, be sure to consider your options at Liberty Home Guard. Our home warranty plans are fully customizable, allowing for flexible coverage and pricing to fit your unique needs. Whether you just want to make sure large, expensive systems like your HVAC and plumbing are covered, or you want added protection for your appliances, we can help.

Having a home warranty in Maple Plain can ease your anxiety about a major system or appliance breakdown. If something breaks, you just need to make a single call to arrange for service, and the rest is taken care of for you. No surprises, no stress.

Our dedicated support team at Liberty Home Guard is happy to address any concerns you may have or to answer any questions you have about home warranties in general or about our specific options. Contact us today.

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