Air Conditioner Insurance vs. a Home Warranty

Erin Easley

Written By Erin Easley

Published 03/12/20
Air Conditioner Insurance vs. a Home Warranty

While a home warranty protects your major systems and appliances that malfunction or become completely inoperable, homeowners insurance protects you in the event that your home has been burglarized, devastated by a natural disaster, and almost any kind of structural damage on the property.

A run of the mill homeowners insurance plan may help you fix your home’s structural damage and even replace your personal assets after a covered situation occurs (otherwise called “peril”). Be that as it may, home insurance ordinarily does not provide coverage on the systems and appliances as a Home Warranty would. For example, you’re relaxing at home (on what the news calls) a “heat advisory” day enjoying your refreshing air-conditioned home, when all of the sudden your A/C completely gives out. With a Liberty Home Guard home air conditioner warranty coverage you’re never left sourcing a trustworthy and licensed professional. Liberty Home Guard does all the leg work for you! With one phone call to (866) 699-4589, or a few clicks away on your very own customer portal, we send you a local trusted technician within our network. Once we receive the diagnosis from the professional we review the report on the spot and make a determination (in your best interest) on whether it’s best to repair or replace your covered item when you have air conditioner coverage.

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Initiating A Service Request & How You Can Get Full HVAC Coverage

The repair process – When you have air conditioner coverage and your A/C stops working, the first step is to immediately report the issue to Liberty Home Guard so we may begin the claim process, which in turn helps find you the earliest and most convenient appointment (not to mention preventing any consequential damage). There are a few things homeowners do to ensure their air conditioner keeps running as efficiently as possible all year long. Homeowners can easily do some of these things themselves, and some other tasks are best left to a licensed air conditioner maintenance technician. We’ve previously written about this on how to take care of your a/c unit.

Save Yourself Time, Money, And Unnecessary Stress

When the time comes for you to replace your air conditioner, besides the discomfort associated in the sweltering heat, repairs and replacements can be a hefty unexpected financial burden for homeowners. With plans starting at less than a dollar a day with a Liberty Home Guard Home Warranty, you too can have peace of mind when your system breaks down. For the cost of a small deductible, what might cost you between $379 – $620 just to repair your home’s air conditioner (without a warranty) can be alleviated with a simple call to LHG. While a total system replacement for the air conditioner system can run between $4,800 – $6,500 at a retail cost! Expenses like an HVAC replacement can wreak havoc on your savings if you aren’t prepared for these breakdowns. If you don’t think of yourself as a “handy” person, trying to install a new unit or replace an old one can be a daunting project to take on yourself. When you submit a claim to Liberty Home Guard, we will dispatch one of our thoroughly vetted and licensed service technicians to your home and diagnose the issue with the air conditioning system. Liberty Home Guard is on a mission to make sure your home and your A/C unit are always protected with a Liberty Home Guard air conditioner coverage. Give us a call 24 hours a day – 7 days a week – 365 days a year at (866) 699-4589 to find out how you can proactively get coverage on your air conditioning system, you’ll be so happy you did!

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