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With the peace of mind, hefty savings, and consistent payment plans for easy budgeting, it’s no wonder why homeowners love their home warranties. These contracts likely came from the real estate company or a third-party provider when the homeowner first moved in. If yours is about to expire, it’s time to decide whether you should renew the warranty.
Home warranties cover the maintenance and repair of appliances and major home systems like heating, cooling, electrical, and plumbing. They act as extra security so that you won’t have to pay out of pocket for repairs to essential household components.
Let’s discuss how and why you should renew a home warranty and what to consider during the renewal process.
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Before making the decision, compare the parts of your home that need coverage with the budget on hand. Can you realistically afford to fix the issue yourself if something were to break?
Some homeowners choose to keep an emergency fund for unforeseen repairs and replacements in lieu of a home warranty. You might not need a contract if you can cover the cost of the essentials, particularly if your building has undergone recent renovations.
Keep in mind, though, that the cost of out-of-pocket contractors is rather high. Here are some examples of prices you may have to pay when you don’t have a warranty.
For these reasons, most homeowners still look to a home warranty for peace of mind. We recommend you do the same.
Factor in the age of your home and its appliances before renewing your home warranty. How many years have you been living there? Have you had to make repairs or replacements in the past?
Chances are, a home warranty will pay off in the long run if you’re living in your house for an extended period. All components of the home fail eventually. Here are some typical lifetimes.
Many homeowners get so caught up in how to renew the home warranty plan that they don’t consider another question: “Should I change or upgrade my plan?”
Perhaps you don’t need certain types of coverage now and can afford to drop them from your current plan. Likewise, it’s common to purchase new appliances over the years and want coverage for them.
Another possibility is that you’re not happy with your current home warranty provider. Maybe the restrictions were too strict, or the quality of the repairs wasn’t up to your standards. If that’s the case, choose a new company with strong experience and excellent customer reviews.
Since home warranty companies can deny coverage for different reasons, it’s best to look for providers with a solid reputation. Here at Liberty Home Guard, we’re proud of our gleaming reviews from clients across SiteJabber, TrustPilot, the Better Business Bureau, and many others.
No one knows exactly when an appliance breaks, so it’s important to keep your home warranty updated to your needs. Our Total Home Guard plan gives you comprehensive coverage for everything you’ll need in your home.
We also offer flexible options regarding terms. Opt for the 1-year home warranty, expand to several years, or take advantage of our flexible monthly plans. We make it easy for you to get the right amount of coverage for your budget and desires.
Renew your home warranty plan online today with Liberty Home Guard and see why our customers call us the best home warranty provider on the market.
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