We understand, and we are sorry to lose you. In an effort to improve, please tell us why you cancelled your policy in the first place, and why you have decided not to give us another chance.
A home warranty and appliance warranty are similar policies. People sometimes even use the terms interchangeably. So, which one is for you? In this article, we’ll give you the information you need to make the right decision.
A home warranty is a service contract to maintain and repair a home’s systems and appliances. The homeowner pays a monthly premium to keep a policy active. If a covered item breaks or malfunctions, all the homeowner needs to do is a file a claim. The warranty provider will cover the parts and labor associated with repairing the item. This model allows homeowners to better prepare for surprise expenses associated with repairing expensive appliances. It can also save homeowners substantial sums of money in the long run.
Home warranties aren’t usually one-size-fits-all. Plans can be adjusted to include coverage for some systems and appliances and not others. Some common coverage options include:
It’s not uncommon for homeowners to adjust their plans to also cover things such as audio equipment, televisions, and other electronics.
In other words, a home warranty is a comprehensive policy that can cover a range of things in and around the home. A broader home warranty often includes both systems warranty coverage and appliance warranty coverage.
A home appliance warranty or household appliance warranty is similar to a home warranty, just a bit narrower in scope.
Some people may use the term “appliance warranty” when they’re really referring to a manufacturer’s warranty. This is warranty issued by the manufacturer of a given product, and it’s effectively a guarantee that the product will work as intended for a set amount of time—maybe two or three months for small appliances and several years for major appliances. If the product is deemed defective within that window, the company will repair or replace it at no cost to the consumer.
A true appliance warranty is not the same thing as a manufacturer’s warranty. An appliance warranty, like a home warranty, is a service contract.
Sometimes, you’ll see an appliance warranty advertised as an extended home warranty or extended warranty for household appliances. This is because an appliance warranty is effectively extending coverage after the manufacturer’s warranty expires.
Because appliance warranties are included in the umbrella of more general home warranties, home warranty providers will offer appliance warranties. This allows homeowners to purchase appliance coverage without purchasing systems coverage as well.
Occasionally, appliance manufacturers will offer their own extended appliance warranties (though sometimes these are underwritten by third-party companies). Samsung and Sony, for example, sell extended warranties for many of their products.
The benefit of these OEM-backed warranties is that users have access to company-certified technicians and parts. The downside is that users have to juggle multiple policies if they want coverage on other appliances with different manufacturers. OEM plans may also be more expensive or less comprehensive than a plan through a home warranty provider.
So, which one is for you: a home warranty or appliance warranty? If you want bundled coverage for a range of home appliances and systems, a home warranty is your best bet. If you need extended coverage for only one appliance, then an extended appliance warranty may be the better choice.
Either way, you can be sure that you’ll have dependable, affordable coverage with Liberty Home Guard. Call us at (833)-544-8273. We’ll help you find the plan that works for you and your home.
Home warranties have become increasingly popular among American homeowners as a convenient and affordable method of home appliance and system protection. Yet home warranty protection, despite the name, is not limited to owners of single-family homes. Owners of apartments, condos, and&nb
Honeybee infestations are no less serious than infestations of roaches, termites, rodents, or other pests. Even if no one in your household is allergic to a bee’s sting, bees and beehives can cause substantial damage to your home. As hives get larger, they can stress or weaken stu
Home warranty plans are most often marketed specifically to homeowners as affordable, effective methods of maintaining and repairing expensive home equipment. There’s the home seller’s warranty, which can attract buyers and raise a home’s value when it’s on the m
As home warranties become a more popular investment for homeowners across the United States, many people previously unfamiliar with the service are wondering how home warranty coverage compares to traditional homeowner’s insurance. Understandably, homeowners are reluctant to purchase a home
Your weekend has been busy but running smooth. Then, Sunday night, you prepare to take a shower only to find that water has backed up into the bathtub, or worse, water is all over the floor. Look at the plumbing around your home at once and see if you can smell any unpleasant odors around the out
The moment you buy your home, insurance will one of the first concerns you’ll have. Most likely, your mortgage holder will require it in fact. But that is homeowner’s insurance, not home warranty insurance. You really can’t afford to be without homeowner’s insurance.<
The right home warranty plan shouldn’t be tailored just to a home’s appliances and systems. It should also match the policy holder’s relationship to the home. Home buyers, home sellers, and longtime residents of a home who are not planning to sell all have different needs when i
Though it’s easy to forget in the bustle of day-to-day life, we depend on all kinds of home systems and appliances to keep our homes safe and comfortable. Our lives would be very difficult without reliable plumbing or electricity, or without a functioning refrigerator or stovetop.
The primary purpose of a home warranty policy is to provide home maintenance services and appliance repair at an affordable cost. If the total home warranty cost year over year exceeds what the homeowner would have otherwise spent by personally hiring independent contractors, the warranty is almo
In this 2021 home warranty guide, we’ll go into the specifics of what our home warranty plans can cover. We’ll also share some information on how the home warranty process works.
While a home warranty is an excellent way to protect any home, Liberty Home Guard understands that there is tremendous variety in the specific needs and circumstances of American homeowners. What use, then, is a one-size-fits-all warranty policy?
A home warranty can be a wise investment that saves homeowners money on home maintenance and repair, but consumers need to find the right plan to maximize their savings. Part of determining the best plan is having a thorough understanding of all the costs associated with a given policy.
More Americans are investing in home warranties to afford some level of protection for their major home appliances. Even the most luxurious kitchen and laundry appliances can malfunction or break down, and repairing or replacing them—especially if the manufacturer’s warranty has expir
Along with plumbing and electrical, the heating, ventilation, and air conditioning system is one of a home’s most critical infrastructural components. The effects of a failing HVAC system can be more severe than just discomfort in the heat or cold. An improperly ventilated or climate-contro
Some homeowners are surprised to learn that there are different categories of home warranties. Depending on the situation, one can purchase a buyer’s home warranty, seller’s home warranty, or even a real estate home warranty. All are designed to save you money and help you more easily
As home warranties gain in popularity, most people understand them as ways to protect your major home appliances, such as refrigerators, dishwashers, and washing machines. And that’s absolutely true! A home warranty is an excellent way to keep those machines in tip-top shape. But the possib
Life as a homeowner is expensive. Many homeowners are reluctant to take on additional costs unless absolutely necessary. As home warranty plans become more popular, many people find themselves asking the same question: Are home warranties worth the money?
GE, or General Electric, has been a familiar name in American households for well over a century. Given the company’s longevity and the breadth of their line of products, it’s likely that you have a GE appliance somewhere in your home.
In this article, we’ll provide an ov
Whirlpool appliances are common fixtures in homes throughout the United States and beyond. The company has earned a reputation for manufacturing quality refrigerators, dishwashers, washing machines, dryers, and more, but even the best mass-produced products can malfunction or break down sooner or
Smartphones, televisions, refrigerators, dishwashers—if it has an electrical component, Samsung probably makes it. Given the brand’s versatile line of products and volume of sales, chances are a Samsung product has found its way into your home.
While Samsung products are genera
Moving is one of the most high-stress events we experience. Fortunately, a home warranty can make the process of selling your home a little bit easier.
There are of course the standard benefits of home warranties. If the water heater suddenly starts acting up, or the garage door is on the&
Appliance repair costs are an unwelcome but inevitable part of homeownership. Daily use can wear down an oven, dishwasher, or other appliance more quickly than we might like. Fortunately, there are ways to mitigate the expenses associated with broken appliances. An investment in insurance on home
Most home warranty providers stipulate a mandatory home warranty waiting period before you can schedule a service call to your home. If you purchase a home warranty plan from Liberty Home Guard, the waiting period can be 30–60 days, depending on the plan you are enrolled in. This is fairly<
A home warranty is an excellent way to protect systems, appliances, and structures in your home, but there are limits to what a warranty plan will cover.
While every plan is different, home warranties typically cover general wear and tear. If home equipment is damaged for some other reason
High temperatures are a welcome part of summer if you have the opportunity to steal to the beach or pool. The heat isn’t so welcome when it means your home is hot and stifling, even after the sun has set.
An air conditioner is an indispensable amenity of modern life. For populations&
A home warranty is one of the most effective ways to protect your home. They ensure your home systems and appliances can be affordably repaired or replaced when something goes wrong, and they often go beyond the scope of homeowner’s insurance. For those just beginning to investigate home wa
An outdoor ceiling fan is a great addition to your home patio or deck. There’s the obvious benefit of cooling down your outdoor space so it’s comfortable in hot weather, but an outdoor ceiling fan is also an effective form of pest control. Fans keep flying insects at bay so you can en
A faulty appliance can be a homeowner’s worst nightmare. A broken range or oven can stop you from cooking in your own home. A refrigerator on the fritz can lead to an abundance of spoiled food. A busted air conditioner in the height of the summer means sticky, uncomfortable days and sleeple
A home warranty for multi-family dwellings or a home warranty for apartment building complexes can save landlords a significant amount of time and money.
A leaky roof is more than just a mild inconvenience. If water enters a home through the roof, it can damage systems and appliances within the home, invite mold, and compromise the home’s structural integrity. Homeowners should attend to a leak in the roof as soon as they notice it
Senior citizens often search for a place they can settle down in. They usually want to relax and live in peace during retirement and enjoy the luxuries of life on a relaxing Sunday morning.
As a result, they are making a significant investment in their current homes. One way to secure that
Nothing feels better than enjoying a cool, inviting swim on a hot summer’s day right in your backyard
Home warranties cover the maintenance and repair of appliances and major home systems like
While home warranties are easy to find, don’t forget to read the fine print and understand the terms
Talk to our Liberty Home Guard Agents 24/7.