We understand, and we are sorry to lose you. In an effort to improve, please tell us why you cancelled your policy in the first place, and why you have decided not to give us another chance.
We’re all spending a lot of time indoors these days. With bitter winter weather, ongoing lockdowns, remote work and school, and limited social engagements, a safe and comfortable home is more important than ever.
Malfunctioning home appliances and systems aren’t fun to deal with in the best of times. Today, when many of us have few other places to go, a plumbing, electrical, or HVAC issue can be devastating.
A Liberty Home Guard home warranty is an effective way to keep your home humming. We can cover virtually everything in your home, so you can be sure everything you need to live comfortably can be reliably and affordably maintained, repaired, and even replaced when necessary.
In this 2021 home warranty guide, we’ll go into the specifics of what our home warranty plans can cover. We’ll also share some information on how the home warranty process works.
In this guide, you will learn:
A home warranty is a kind of service contract to help you maintain and repair your home appliances and systems. Liberty Home Guard will cover almost anything you own, though we do offer some standard plans that cover the most significant home equipment.
Our System Guard plan, for instance, covers the following:
And our Appliance Guard plan has coverage that includes:
Your coverage doesn’t need to end there. You can also customize your policy to include coverage for additional appliances, home luxuries and services, and systems that are less common. Some examples include:
This is hardly an exhaustive list. Provided your appliance or system isn’t already broken, we will likely cover it. If you have a specific item you would like covered, you can talk with our team at (833)-544-8273.
Some new homeowners are unsure of the difference between a home warranty and homeowner’s insurance. It’s important to understand that they are distinct policies will little overlap.
Homeowner’s insurance is a way to protect your home and belongings from theft, fire, wind, hail, lightning, and other disasters. Coverage for flood or earthquake damage usually comes at an extra cost. Insurance isn’t always required for homeownership, but it’s unwise to go without it. Most banks require insurance as a condition of a mortgage, anyhow.
If your home or belongings are stolen or destroyed, your insurance policy will provide a pay out to help you rebuild or replace what you lost. Insurance won’t help you maintain your home appliances or systems, and it won’t replace individual appliances that fail due to normal wear and tear.
A home warranty, on the other hand, is a service plan to upkeep your home equipment. A warranty policy will cover home maintenance and service. It will also allow you to repair or replace an appliance or system that breaks down unexpectedly after years of use.
You can also think of it this way: homeowner’s insurance is for unexpected damage or failure, while a home warranty is for more expected repair (even if you couldn’t know exactly when that repair will be required).
The home warranty process is simple. Once your plan is active, you can submit a claim when a covered item requires service or repair. Liberty Home Guard makes this easy with a simple form on our website. And we’ll take it from there. We’ll find the appropriate technician to attend to your needs.
There are several pros to warranty coverage. The primary benefit is savings on home maintenance and repair. The total annual cost of a home warranty—premium and service fees included—is frequently less than what you would spend on a single expensive appliance repair. A warranty, in other words, can pay for itself.
There’s also easier budget management. Equipment failures have a way of surprising us. Unless you have money stowed away, it can be a challenge to find the cash for repairs, much less replacement. A warranty can provide a fixed monthly cost to help you better manage your finances.
Another financial benefit is improved home values. Research has shown that homes with warranty coverage sell for a greater price than comparable home without coverage. Warranty-protected homes sell more quickly, too.
Finally, there’s convenience and peace of mind. With comprehensive coverage, you’ll know that anything that fails will be swiftly fixed. Liberty Home Guard maintains a network of licensed technicians who can repair virtually anything, anywhere, so you don’t have to worry about finding a reliable repairperson on your own.
The right home warranty is one that is tailored to your home and possessions. With a range of possible coverage comes a range of prices.
The main cost associated with a home warranty is the monthly or yearly premium. A cheap home warranty with limited coverage may have a premium of around $25–$30 per month, or less than one dollar per day. A more comprehensive warranty could be $50 or more per month. It all depends on the number of covered items, the types of appliances, and the state of your appliances—a beat-up appliance that’s likely to break down may cost more to cover than a newer appliance in excellent condition.
The other component cost of a home warranty is the service fee. This is a fixed fee that the homeowner pays when they submit a claim for maintenance or repair. This fee can be anywhere from $75–$150, depending on the company.
Beware of hidden costs, too. If you’re investigating warranties with other companies, be sure to ask about deductible and home warranty coverage limits. Some plans may lure customers with low premiums only to later take advantage of homeowners by charging surprise expenses or not paying out as much as expected.
With Liberty Home Guard, your coverage can last as long as you want it to. We can provide month-to-month coverage or coverage that extends for several years. You will save more money with multi-year coverage.
Yes, you can extend your policy. Liberty Home Guard provides a new contract before the current contract expires. You can also contact us directly to extend your coverage.
The right home warranty is a prudent investment. With Liberty Home Guard, you can be sure that you’ll receive transparent, reliable, top-notch service. We’re proud to be the Better Business Bureau’s highest rated home warranty provider.
Use our website for a free quote. You can also call us at (833)-544-8273. We’ll help you craft a policy to keep your home safe and comfortable for months and years to come.
Ductless heating and cooling is becoming more popular because it costs less and leaves less of a carbon footprint than central air. This may seem like a win-win for most households, but there are factors to take into consideration when choosing to make this change to your home’s heating and cooling systems.
Looking for the best home warranty plan that will give you the most bang for your buck? Home warranty prices vary depending on the provider and the plan. They cost more depending on the amount of coverage you get. This doesn’t mean, though, that a new home warranty cost will break the bank. There are affordable plans out there.
Wondering how to protect your new home and your wallet from costly, unexpected repairs that are bound to come your way? A first home buyer warranty can give the protection and savings you’re looking for. This type of home protection is most often referred to as a home warranty. A home warranty is a service contract that covers the cost of repairs and replacements of your home’s systems and appliances when they break down from normal wear and tear.
You may be wondering what is the value of a home warranty for a buyer? Homebuyers, whether new or seasoned, find a home warranty especially helpful because owning a home requires a lot. And, even if a home may be brand new with all new appliances, they still will experience wear and tear.
Appliance warranty coverage is becoming increasingly popular. This kind of coverage, also known as a home warranty, has simplified home repairs. A home warranty is a service contract that covers the cost of repairs and replacement of your home’s systems and appliances when they break down over time from normal wear and tear. Appliance warranty services vary by provider, but in general they allow homeowners to save money and time.
Many of our homes are powered by Maytag appliances. They are a reliable and vetted brand that specializes in everything from washing machines to microwaves to your HVAC system. Because of this, homeowners believe that a Maytag warranty for their home appliances may be a good investment in order to save money. Most Maytag appliances come with a limited warranty upon purchase. For example, you’ll likely have a maytag freezer warranty or a maytag washing machine warranty if these appliances are new purchases in your home.
A septic system warranty can save you money and time when it comes to repairing this costly, yet vital part of your home. Suburban and rural homes without access to public sewer systems will likely have to rely on a septic system for waste management. This means that it’s not only important to maintain this essential system in your home, but to also be prepared for the inevitable breakdowns that can occur to your septic system over time. This article will help you navigate septic system warranty plans.
Plumbing is essential to your home, making its maintenance a top priority. Breakdowns in your plumbing will eventually take hold and can be costly. There are ways to shoulder the cost of repairing and maintaining this vital system in your home. This article will cover the basics of a home warranty, which will offer coverage for your plumbing along with your home’s other appliances and systems. An extended plumbing warranty will only cover your plumbing.
Looking for ways to save money on home repairs? A home warranty is one of the best ways to get coverage for those costly, unexpected home repairs and USAA even offers a home warranty discount if you are a member.
A home warranty is a service contract that covers the cost of repairs and replacement of home systems and appliances when they break down over time from normal wear and tear. It can save you money and time, especially when it comes to repairing those big-ticket items, like replacing a furnace, which could cost around $3000 out of pocket.
Kenmore has been a household name for over one hundred years. As of 2021, Kenmore products include a suite of kitchen appliances, grills, washers and dryers, electronics, and equipment for air and water treatment.
For many years, Kenmore appliances were available only through Sears. Since Sears filed for bankruptcy in 2018, many homeowners who had purchased Kenmore appliances have wondered if the brand would continue to honor the warranties on their products.
There are many different terms for the types of insurance that provide coverage for your home’s appliances. Some of these terms are interchangeable, like homeowners maintenance insurance is sometimes called household repair insurance. The most important thing is to understand the difference in the details and not worry over the titles too much. Every home repair insurance provider is different and you will want to find a plan that best suits the needs of your home.
Indoor plumbing is one of a home’s most critical systems, on par with the electrical system and heating, ventilation, and air conditioning. Some plumbing disruptions cause only a minor nuisance, but others can bring about significant and cascading problems that pose a danger to your home and even your health.
A water heater is one of many critical pieces of home equipment that is always working in the background to maintain a comfortable and functional home. You may go days or weeks without thinking about it, but you will certainly notice if your water heater malfunctions and leaves you without hot water.
Home appliance warranty plans are increasingly popular among American homeowners, but the breadth of available plans across many home appliance warranty companies can be intimidating for the uninitiated.
In this article, we’ll unpack home appliance warranties and share some information you should keep in mind as you shop for a plan that suits your home and budget.
Home warranties have become increasingly popular among American homeowners as a convenient and affordable method of home appliance and system protection. Yet home warranty protection, despite the name, is not limited to owners of single-family homes. Owners of apartments, condos, and&nb
Honeybee infestations are no less serious than infestations of roaches, termites, rodents, or other pests. Even if no one in your household is allergic to a bee’s sting, bees and beehives can cause substantial damage to your home. As hives get larger, they can stress or weaken stu
Home warranty plans are most often marketed specifically to homeowners as affordable, effective methods of maintaining and repairing expensive home equipment. There’s the home seller’s warranty, which can attract buyers and raise a home’s value when it’s on the m
As home warranties become a more popular investment for homeowners across the United States, many people previously unfamiliar with the service are wondering how home warranty coverage compares to traditional homeowner’s insurance. Understandably, homeowners are reluctant to purchase a home
Your weekend has been busy but running smooth. Then, Sunday night, you prepare to take a shower only to find that water has backed up into the bathtub, or worse, water is all over the floor. Look at the plumbing around your home at once and see if you can smell any unpleasant odors around the out
The moment you buy your home, insurance will one of the first concerns you’ll have. Most likely, your mortgage holder will require it in fact. But that is homeowner’s insurance, not home warranty insurance. You really can’t afford to be without homeowner’s insurance.<
The right home warranty plan shouldn’t be tailored just to a home’s appliances and systems. It should also match the policy holder’s relationship to the home. Home buyers, home sellers, and longtime residents of a home who are not planning to sell all have different needs when i
Though it’s easy to forget in the bustle of day-to-day life, we depend on all kinds of home systems and appliances to keep our homes safe and comfortable. Our lives would be very difficult without reliable plumbing or electricity, or without a functioning refrigerator or stovetop.
The primary purpose of a home warranty policy is to provide home maintenance services and appliance repair at an affordable cost. If the total home warranty cost year over year exceeds what the homeowner would have otherwise spent by personally hiring independent contractors, the warranty is almo
While a home warranty is an excellent way to protect any home, Liberty Home Guard understands that there is tremendous variety in the specific needs and circumstances of American homeowners. What use, then, is a one-size-fits-all warranty policy?
A home warranty can be a wise investment that saves homeowners money on home maintenance and repair, but consumers need to find the right plan to maximize their savings. Part of determining the best plan is having a thorough understanding of all the costs associated with a given policy.
A home warranty and appliance warranty are similar policies. People sometimes even use the terms interchangeably. So, which one is for you? In this article, we’ll give you the information you need to make the right decision.
More Americans are investing in home warranties to afford some level of protection for their major home appliances. Even the most luxurious kitchen and laundry appliances can malfunction or break down, and repairing or replacing them—especially if the manufacturer’s warranty has expir
Along with plumbing and electrical, the heating, ventilation, and air conditioning system is one of a home’s most critical infrastructural components. The effects of a failing HVAC system can be more severe than just discomfort in the heat or cold. An improperly ventilated or climate-contro
Some homeowners are surprised to learn that there are different categories of home warranties. Depending on the situation, one can purchase a buyer’s home warranty, seller’s home warranty, or even a real estate home warranty. All are designed to save you money and help you more easily
As home warranties gain in popularity, most people understand them as ways to protect your major home appliances, such as refrigerators, dishwashers, and washing machines. And that’s absolutely true! A home warranty is an excellent way to keep those machines in tip-top shape. But the possib
Life as a homeowner is expensive. Many homeowners are reluctant to take on additional costs unless absolutely necessary. As home warranty plans become more popular, many people find themselves asking the same question: Are home warranties worth the money?
GE, or General Electric, has been a familiar name in American households for well over a century. Given the company’s longevity and the breadth of their line of products, it’s likely that you have a GE appliance somewhere in your home.
In this article, we’ll provide an ov
Whirlpool appliances are common fixtures in homes throughout the United States and beyond. The company has earned a reputation for manufacturing quality refrigerators, dishwashers, washing machines, dryers, and more, but even the best mass-produced products can malfunction or break down sooner or
Smartphones, televisions, refrigerators, dishwashers—if it has an electrical component, Samsung probably makes it. Given the brand’s versatile line of products and volume of sales, chances are a Samsung product has found its way into your home.
While Samsung products are genera
Moving is one of the most high-stress events we experience. Fortunately, a home warranty can make the process of selling your home a little bit easier.
There are of course the standard benefits of home warranties. If the water heater suddenly starts acting up, or the garage door is on the&
Appliance repair costs are an unwelcome but inevitable part of homeownership. Daily use can wear down an oven, dishwasher, or other appliance more quickly than we might like. Fortunately, there are ways to mitigate the expenses associated with broken appliances. An investment in insurance on home
Most home warranty providers stipulate a mandatory home warranty waiting period before you can schedule a service call to your home. If you purchase a home warranty plan from Liberty Home Guard, the waiting period can be 30–60 days, depending on the plan you are enrolled in. This is fairly<
A home warranty is an excellent way to protect systems, appliances, and structures in your home, but there are limits to what a warranty plan will cover.
While every plan is different, home warranties typically cover general wear and tear. If home equipment is damaged for some other reason
High temperatures are a welcome part of summer if you have the opportunity to steal to the beach or pool. The heat isn’t so welcome when it means your home is hot and stifling, even after the sun has set.
An air conditioner is an indispensable amenity of modern life. For populations&
A home warranty is one of the most effective ways to protect your home. They ensure your home systems and appliances can be affordably repaired or replaced when something goes wrong, and they often go beyond the scope of homeowner’s insurance. For those just beginning to investigate home wa
An outdoor ceiling fan is a great addition to your home patio or deck. There’s the obvious benefit of cooling down your outdoor space so it’s comfortable in hot weather, but an outdoor ceiling fan is also an effective form of pest control. Fans keep flying insects at bay so you can en
A faulty appliance can be a homeowner’s worst nightmare. A broken range or oven can stop you from cooking in your own home. A refrigerator on the fritz can lead to an abundance of spoiled food. A busted air conditioner in the height of the summer means sticky, uncomfortable days and sleeple
A home warranty for multi-family dwellings or a home warranty for apartment building complexes can save landlords a significant amount of time and money.
A leaky roof is more than just a mild inconvenience. If water enters a home through the roof, it can damage systems and appliances within the home, invite mold, and compromise the home’s structural integrity. Homeowners should attend to a leak in the roof as soon as they notice it
Senior citizens often search for a place they can settle down in. They usually want to relax and live in peace during retirement and enjoy the luxuries of life on a relaxing Sunday morning.
As a result, they are making a significant investment in their current homes. One way to secure that
Talk to our Liberty Home Guard Agents 24/7.