Home Warranty for New Home Purchase - Is It Worth It?

Erin Easley

Written By Erin Easley

Published 12/05/21
Home Warranty for New Home Purchase

Wondering how to protect your new home and your wallet from costly, unexpected repairs that are bound to come your way? A first home buyer warranty can give the protection and savings you’re looking for. This type of home protection is most often referred to as a home warranty. A home warranty is a service contract that covers the cost of repairs and replacements of your home’s systems and appliances when they break down from normal wear and tear.

 You may be wondering what is the value of a home warranty for a buyer? Homebuyers, whether new or seasoned, find a home warranty especially helpful because owning a home requires a lot. And, even if a home may be brand new with all new appliances, they still will experience wear and tear.

 A home warranty is not just for new homes. A homebuyer can purchase a home warranty at any time. It all functions the same, providing coverage of home systems and appliances, whether they are new or old. So, when something in the home needs to be repaired and it’s covered by a home warranty, the homeowner will file a claim with their provider. The provider will do the rest of the work, arranging for the technician to complete all the necessary repairs. 


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What is the difference between a home warranty and homeowners insurance?

A home warranty is not the same as homeowners insurance. Homeowners insurance provides coverage if a natural disaster or theft hits your home. A home warranty covers home appliances and systems  when they break down or malfunction from normal wear and tear. Most states require homeowners to purchase homeowners insurance with their mortgage.

A home buyer’s warranty coverage is optional with the purchase of a new home. Most homeowners find, though, that having both a home warranty and homeowners insurance gives them peace of mind.  

What does a home warranty cover?

You may be wondering what exactly a home warranty covers. Each buyer’s home warranty will vary based on the provider. It’s important to always read the fine print before you sign any contract. Liberty Home Guard offers a choice between 3 plans -- The Systems Guard plan, The Appliance Guard plan, and the Total Home Guard plan. Liberty Home Guard’s home systems include:

  • Electrical

  • Plumbing

  • HVAC

  • Ductwork

  • Water heater

Liberty Home Guard’s home appliances include:

  • Washer and dryer

  • Refrigerator

  • Oven and cooktops

  • Dishwashers

  • Built-in microwaves

  • Garbage disposals

  • Ceiling and exhaust fans

  • Garage door openers

There’s also a list of extensive add-ons that can be applied to any plan:

  • Pool and spa

  • Gutter cleaning

  • Lawn sprinkler system

  • Pest control

  • Septic system

  • Sump pump

  • Carpet cleaning

  • Wine cooler

  • Reverse osmosis water filter

  • Well pump

  • Lighting Fixtures.

This list is not exhaustive. Learn more about our add-ons here.

What are the advantages of a home warranty?

Your home’s appliances can total more than $20,000 all together. This means that repairing and replacing them can be costly, especially when it comes to those big ticket items. Replacing a furnace can cost around $3000. Budgeting with a home warranty will allow you to save for these unexpected yet necessary repairs instead of paying out of pocket for them.

Owning a new home already comes with its share of tasks. A home warranty will alleviate the stress of home repairs by allowing you to save money and time. Your home warranty can save you time by arranging for a technician to come to your home and complete the repairs that are covered in your plan. For new homeowners, this can be especially helpful because they don’t have to locate local contractors themselves. The home warranty provider will do this work. 

Finding contractors in your area can be a hassle but finding the right person for the job is even more of a headache. Liberty  Home Guard works with only licensed contractors that are rigorously vetted with customer reviews. All repairs come with a 60-day workmanship guarantee. 

Why should realtors use home warranties?

Buying a home warranty for a home buyer can add value to your homes on the market. Most homeowners feel at ease knowing that they’re set up with a home protection plan when they make the leap and purchase a new home. Homeowners, even seasoned ones, will appreciate the coverage of their home systems and appliances, and as a realtor you too can take advantage of a home warranty even when the home is still on the market.  

To purchase a home warranty for the home buyer is easy with Liberty Home Guard. We have an exclusive Realtor’s Portal that allows you to do all your work online, whether it means purchasing a new plan or adjusting an existing plan. If your buyer chooses not to go with a home warranty at the final sale, you can adjust this in the portal as well. Research shows that a home’s value can increase around 3% with a home warranty.

What is the best home warranty when buying a  house?

Choosing the best home warranty depends on the type of coverage your home needs. Some of the cheapest plans out there provide very limited coverage and low-quality workmanship. It’s important to read the fine print before you sign any agreements and check the company’s customer reviews. When researching how to find your home warranty consider these factors:

  • What home systems and appliances do I want covered?

  • What provider offers the most flexible plans?

  • What provider offers customer service 24/7?

  • What provider works with licensed, state regulated technicians?

  • What is the provider’s claim process?

  • What are the available payment options -- month-to-month, annual, multi-annual?

  • What fee caps are involved?

  • How many repairs can I get covered during the terms of my contract?

Why choose Liberty Home Guard?

Liberty Home Guard has been ranked the #1 Home Warranty Company by the U.S. News & World Report. Our customer service is unparalleled and our workmanship is of the highest quality. We only work with licensed, state regulated technicians. All repairs come with a 60-day workmanship guarantee. We also offer the most flexibility when it comes to payment options and customizable plans.

We do our best to prove that the purchase of a home warranty -- whether you’re the realtor or the homebuyer -- is totally worth it. If you think we’re wrong, then you can cancel your plan within 30 days with no strings attached. Contact our customer support team at (666) 225-7958 for your quote today.


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