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Written By Erin EasleyPublished 05/07/19
A home warranty is one of the best investments a homeowner can make. While home insurance can protect a home in the event of a fire, flood, or other disaster, a home warranty can shield homeowners from the high cost of repairing a structure, system, or appliance in the home if and when something breaks.
Many people look into buying a home warranty after closing on the purchase of their new home, but if the seller of a home already has a warranty, it’s possible for the warranty to be transferred to the buyer. This means many new homeowners find themselves asking, how do I know if I have a home warranty?
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A home warranty is a service agreement to ensure the continued functionality of major home systems at an affordable price. Should something in the home break, a warranty allows for the item or structure to be repaired or replaced. Homeowners pay the yearly or monthly warranty cost and a small service fee—similar to a deductible—if they need to make a claim, but they can avoid paying the full cost of repairing or replacing something expensive. In short, home warranty plans for homeowners can save a significant amount of money in the long run.
Home warranties vary from one plan to the next. An inexpensive agreement may cover only a specific system or structure. More expensive plans could cover many different items or structures in and around a home. Some of the things that can be covered by a home warranty include:
A home warranty has numerous advantages. Here are some of the most important.
It’s possible for some homeowners to be protected by a home warranty without their knowledge. If you think you may already have a plan, there are a few ways to perform a home warranty check.
If you find that you do not have a home warranty, it’s in your interest to purchase one. Liberty Home Guard has a variety of affordable plans—some for as little as a dollar per day. Contact us at (866) 699-4589 or request a free quote to get started.