A home warranty is one of the best investments a homeowner can make. While home insurance can protect a home in the event of a fire, flood, or other disaster, a home warranty can shield homeowners from the high cost of repairing a structure, system, or appliance in the home if and when something breaks.
Many people look into buying a home warranty after closing on the purchase of their new home, but if the seller of a home already has a warranty, it’s possible for the warranty to be transferred to the buyer. This means many new homeowners find themselves asking, how do I know if I have a home warranty?
A home warranty is a service agreement to ensure the continued functionality of major home systems at an affordable price. Should something in the home break, a warranty allows for the item or structure to be repaired or replaced. Homeowners pay the yearly or monthly warranty cost and a small service fee—similar to a deductible—if they need to make a claim, but they can avoid paying the full cost of repairing or replacing something expensive. In short, home warranty plans for homeowners can save a significant amount of money in the long run.
Home warranties vary from one plan to the next. An inexpensive agreement may cover only a specific system or structure. More expensive plans could cover many different items or structures in and around a home. Some of the things that can be covered by a home warranty include:
A home warranty has numerous advantages. Here are some of the most important.
It’s possible for some homeowners to be protected by a home warranty without their knowledge. If you think you may already have a plan, there are a few ways to perform a home warranty check.
If you find that you do not have a home warranty, it’s in your interest to purchase one. Liberty Home Guard has a variety of affordable plans—some for as little as a dollar per day. Contact us at (866) 699-4589 or request a free quote to get started.
A home warranty is an excellent way to protect systems, appliances, and structures in your home, but there are limits to what a warranty plan will cover.
While every plan is different, home warranties typically cover general wear and tear. If home equipment is damaged for some other reason
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A home warranty is one of the most effective ways to protect your home. They ensure your home systems and appliances can be affordably repaired or replaced when something goes wrong, and they often go beyond the scope of homeowner’s insurance. For those just beginning to investigate home wa
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