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Updated March 2021
The moment you buy your home, insurance will one of the first concerns you’ll have. Most likely, your mortgage holder will require it in fact. But that is homeowner’s insurance, not home warranty insurance. You really can’t afford to be without homeowner’s insurance.
While your homeowner’s insurance covers your home, the contents, and even off property issues, among other things, it will not provide you any coverage for appliances and systems within the home to malfunction. So, you need to ask yourself if you can afford the cost of a home warranty plan too?
So, if the dishwasher, washing machine, water heater, or any of those things quit working, the cost to repair or replace will come directly out of your wallet. Do you have an extra $500 or more to cover the replacement of those things? Unless you have a home warranty plan, that will be your only option. Of course, you want the cheapest home warranty plans you can find, or do you?
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Not only do you want to look for the cheapest home warranty plan, which Liberty Home Guard can offer you, but you want to find a plan that works for your needs. Not all households are the same, and so it is best to find a company that offers a variety of packages, or even customized packages.
As you start the process of finding and choosing a cheap home warranty insurance, you need to ask yourself these questions:
You can find cheap home warranty plans for as little as $300.00 annually, even cheaper in fact. And these will have cost-effective options that protecting the major appliances as well as the major system like the electrical system, your AC and heat system, etc.
These may be enough for you, lessening your stress when one of these things break down. But that price tag isn’t all you should be concerned about when shopping for the cheapest home warranty plan you can find.
You want to see if the cost of home warranties you’re considering will offer optimized coverage, like customized plans that combine the items in your home that you’re most concerned with. The options included in the plans should offer you 24/7 courteous, expert customer service year-round. It is normal that things like the AC will quit in the middle of summer and the heat will quit on the coldest day of the year. Or the water heater starts leaking the day before a dinner party.
A cheap home warranty should offer you contract terms that are clear and transparent, with no hidden fees or requirements. The market is swamped with 100s upon 1000s of cheap home warranty insurance providers and they will each promise to provide the best protection. This is why you should do your homework and research 2 or 3 of the companies that are offering a low cost of a home warranty. Compare their different coverages and then choose the one that is best suited to your budget each month as well as what you can afford out-of-pocket without even a cheap plan for a home warranty.
For the small cost of home warranties, it is worth a lot of peace of mind for you and your family. In addition, if you plan to sell your home in the future, a home warranty plan is an upsell these days, especially for first time home buyers.
Give us a call at Liberty Home Guard and talk to our experienced, qualified, customer service representatives. They will be glad to review the different packages with you or help you by customizing one that fits your budget and needs.
The right home warranty plan shouldn’t be tailored just to a home’s appliances and systems. It should also match the policy holder’s relationship to the home. Home buyers, home sellers, and longtime residents of a home who are not planning to sell all have different needs when i
Though it’s easy to forget in the bustle of day-to-day life, we depend on all kinds of home systems and appliances to keep our homes safe and comfortable. Our lives would be very difficult without reliable plumbing or electricity, or without a functioning refrigerator or stovetop.
The primary purpose of a home warranty policy is to provide home maintenance services and appliance repair at an affordable cost. If the total home warranty cost year over year exceeds what the homeowner would have otherwise spent by personally hiring independent contractors, the warranty is almo
In this 2021 home warranty guide, we’ll go into the specifics of what our home warranty plans can cover. We’ll also share some information on how the home warranty process works.
While a home warranty is an excellent way to protect any home, Liberty Home Guard understands that there is tremendous variety in the specific needs and circumstances of American homeowners. What use, then, is a one-size-fits-all warranty policy?
A home warranty can be a wise investment that saves homeowners money on home maintenance and repair, but consumers need to find the right plan to maximize their savings. Part of determining the best plan is having a thorough understanding of all the costs associated with a given policy.
A home warranty and appliance warranty are similar policies. People sometimes even use the terms interchangeably. So, which one is for you? In this article, we’ll give you the information you need to make the right decision.
More Americans are investing in home warranties to afford some level of protection for their major home appliances. Even the most luxurious kitchen and laundry appliances can malfunction or break down, and repairing or replacing them—especially if the manufacturer’s warranty has expir
As home warranties become a more popular investment for homeowners across the United States, many people previously unfamiliar with the service are wondering how home warranty coverage compares to traditional homeowner’s insurance. Understandably, homeowners are reluctant to purchase a home
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Some homeowners are surprised to learn that there are different categories of home warranties. Depending on the situation, one can purchase a buyer’s home warranty, seller’s home warranty, or even a real estate home warranty. All are designed to save you money and help you more easily
As home warranties gain in popularity, most people understand them as ways to protect your major home appliances, such as refrigerators, dishwashers, and washing machines. And that’s absolutely true! A home warranty is an excellent way to keep those machines in tip-top shape. But the possib
Life as a homeowner is expensive. Many homeowners are reluctant to take on additional costs unless absolutely necessary. As home warranty plans become more popular, many people find themselves asking the same question: Are home warranties worth the money?
GE, or General Electric, has been a familiar name in American households for well over a century. Given the company’s longevity and the breadth of their line of products, it’s likely that you have a GE appliance somewhere in your home.
In this article, we’ll provide an ov
Whirlpool appliances are common fixtures in homes throughout the United States and beyond. The company has earned a reputation for manufacturing quality refrigerators, dishwashers, washing machines, dryers, and more, but even the best mass-produced products can malfunction or break down sooner or
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While Samsung products are genera
Moving is one of the most high-stress events we experience. Fortunately, a home warranty can make the process of selling your home a little bit easier.
There are of course the standard benefits of home warranties. If the water heater suddenly starts acting up, or the garage door is on the&
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Most home warranty providers stipulate a mandatory home warranty waiting period before you can schedule a service call to your home. If you purchase a home warranty plan from Liberty Home Guard, the waiting period can be 30–60 days, depending on the plan you are enrolled in. This is fairly<
A home warranty is an excellent way to protect systems, appliances, and structures in your home, but there are limits to what a warranty plan will cover.
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High temperatures are a welcome part of summer if you have the opportunity to steal to the beach or pool. The heat isn’t so welcome when it means your home is hot and stifling, even after the sun has set.
An air conditioner is an indispensable amenity of modern life. For populations&
A home warranty is one of the most effective ways to protect your home. They ensure your home systems and appliances can be affordably repaired or replaced when something goes wrong, and they often go beyond the scope of homeowner’s insurance. For those just beginning to investigate home wa
An outdoor ceiling fan is a great addition to your home patio or deck. There’s the obvious benefit of cooling down your outdoor space so it’s comfortable in hot weather, but an outdoor ceiling fan is also an effective form of pest control. Fans keep flying insects at bay so you can en
A faulty appliance can be a homeowner’s worst nightmare. A broken range or oven can stop you from cooking in your own home. A refrigerator on the fritz can lead to an abundance of spoiled food. A busted air conditioner in the height of the summer means sticky, uncomfortable days and sleeple
A home warranty for multi-family dwellings or a home warranty for apartment building complexes can save landlords a significant amount of time and money.
A leaky roof is more than just a mild inconvenience. If water enters a home through the roof, it can damage systems and appliances within the home, invite mold, and compromise the home’s structural integrity. Homeowners should attend to a leak in the roof as soon as they notice it
Senior citizens often search for a place they can settle down in. They usually want to relax and live in peace during retirement and enjoy the luxuries of life on a relaxing Sunday morning.
As a result, they are making a significant investment in their current homes. One way to secure that
Nothing feels better than enjoying a cool, inviting swim on a hot summer’s day right in your backyard
Home warranties cover the maintenance and repair of appliances and major home systems like
While home warranties are easy to find, don’t forget to read the fine print and understand the terms