Home Plumbing Protection Plan - Is It Worth It?

Erin Easley

Written By Erin Easley

Published 11/15/21
Home Plumbing Protection Plan

Plumbing is essential to your home, making its maintenance a top priority. Breakdowns in your plumbing will eventually take hold and can be costly. There are ways to shoulder the cost of repairing and maintaining this vital system in your home. This article will cover the basics of a home warranty, which will offer coverage for your plumbing along with your home’s other appliances and systems. An extended plumbing warranty will only cover your plumbing.

Weather plays a major role in wearing down your home’s plumbing system. If you live in a climate with harsh winters, you are likely used to routine plumbing repairs. A plumbing protection plan will help you budget for the inevitable repairs that come with owning and maintaining a home.

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Home Warranty Plumbing Coverage

A home warranty is a service contract that covers the cost of repair and replacement for your home’s systems and replacements when they break down over time from normal wear and tear. A home warranty plan covers plumbing along with your home’s other major systems and appliances. The specifics of what a home warranty covers depends on the home warranty provider and the plan. A Liberty Home Guard home warranty has a choice of 3 major plans -- the Systems Guard, the Appliance Guard, and the Total Guard plan-- each customizable depending on your home’s unique needs. For example, if you are looking for just plumbing protection in your home, you can do that with a Liberty Home Guard home warranty. 

Here’s a list of home systems covered by an LHG home warranty:

  • Electrical

  • Plumbing

  • HVAC

  • Ductwork

  • Hot water heater

Here’s a list of home appliances covered by an LHG home warranty:

  • Washer and dryer

  • Refrigerator

  • Oven

  • Built-in microwave

  • Garbage disposal

  • Dishwasher

  • Ceiling and exhaust fans

  • Garage door opener

In addition to these items, Liberty Home Guard offers the most optional add-ons in the industry. For example, not all home warranty providers include coverage of a septic system--a vital piece of plumbing--in their plans, but Liberty Home Guard offers this as an add-on. Liberty Home Guard understands that each home is unique and has unique needs.

Choosing a home warranty that offers comprehensive plumbing protection requires that you read the fine print of each plan. Not all plans are the same.

Here are the basics of what a home warranty usually covers for plumbing repairs:

  • Leaks and breaks in the line

  • Toilet malfunctions

  • Shower and tub malfunctions

  • Stoppages and clogs

An added bonus to a home warranty is that it can cover the cost of the actual plumbing work. The fees for plumbing labor can be very costly. Fee caps may apply in your home warranty, but a warranty still provides ample savings. For example, a visit from the plumber can be hundreds of dollars just for them to diagnose the problem. Then you have to cover the cost of parts and labor. 

A home warranty charges a service fee and will arrange for a technician to come to your home to diagnose the problem and then complete the necessary repairs. This means that you will not only save money but time as well. It’s likely your monthly premium and service fee will be much less than plumbing repairs would cost you out of pocket.

An important caveat to home warranties is that they do not cover repairs and replacements due to poor use, manhandling, or breakdowns due to natural disasters. The good news is that your homeowners insurance covers breakdowns due to natural disasters. A home warranty will not provide coverage if your toilet clogs because you don’t maintain your plumbing and clog it with inorganic items like paper towels.

A Liberty Home Guard home warranty offers coverage of plumbing and optional add-ons that aren’t covered by other industries:

  • Pool and spa

  • Sump pump

  • Septic system pump

  • Well pump

  • Swamp cooler

  • Grinding pump

  • Plumbing fixtures

This list is not exhaustive. Liberty Home Guard offers the most flexible and comprehensive coverage in the industry.

Best Home Warranty for Plumbing

You’ll less likely have to invest in frequent costly repairs to your plumbing with the proper plumbing maintenance. But when you do have to pay for repairs, it’s best to budget and save with a home warranty. A Liberty Home Guard home warranty will allow you to save time and money in the long run. Liberty Home Guard was rated the #1 Home Warranty Company by U.S. News & World Report. We also have an A rating with the Better Business Bureau. 

A home warranty with Liberty Home Guard can provide you with comprehensive protection of your plumbing along with your home’s other vital systems and appliances. We work with only licensed technicians vetted through a rigorous customer process, and all repairs come with a 60-day guarantee. Our customer support team is available online or by phone 24/7. We can answer your questions regarding home warranty coverage for your plumbing. Call us at (866) 225-7958.


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