Septic System Home Warranty Coverage

Septic System Home Warranty Coverage

You probably never think about your home’s septic system until something goes wrong. But when it does, it’s something you’ll never forget about. 

The idea of maintaining and repairing your septic system may seem challenging. Maybe your solution to backups is to keep a plunger next to the toilet and call a contractor.

This may work sometimes, but it isn’t a long-term solution. You need something you can rely on to protect you when things go south.

A septic system home warranty coverage is definitely worth your money. Septic backups can cost thousands of dollars to repair, countless hours to clean, and a lot longer to get rid of the smell.

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Understanding Septic System Home Warranty Coverage

Septic system home warranty coverage is a type of protection plan designed to help homeowners deal with unexpected repairs and maintenance costs associated with their septic systems. Similar to home warranties that cover appliances and systems within a home, septic system warranties offer financial protection against the expenses of repairing or replacing components of the septic system.

These warranties typically cover a range of components within the septic system, including but not limited to:

  1. Septic Tank: Covers repairs or replacements of the tank itself, including issues such as cracks, leaks, or structural damage.

  2. Distribution Box: Protection for the distribution box, which evenly distributes effluent from the septic tank into the drain field.

  3. Drain Field: Coverage for repairs or replacements of the drain field, which allows effluent to percolate into the soil.

  4. Pumps and Motors: Protection for any pumps or motors that are part of the septic system, ensuring they are functioning correctly.

  5. Pipe and Line Repairs: Coverage for repairs to pipes and lines that transport waste to and from the septic tank.

What Are the Effects of Septic System Failure?

Septic system failure is no laughing matter. Many Americans still rely on septic systems to process their household sewage.

Problems with your septic system can have a variety of consequences impacting not only your home, but also the environment around you.

  • Wastewater that seeps into the ground contains contaminants. These contaminants include bacteria, viruses, parasites, and fungi that may cause infections in humans. Sometimes, these pollutants can end up in your drinking water.
  • Lose valuable possessions. A major septic failure can lead to damage in your house. You may lose priceless possessions that you cannot replace easily (or at all).
  • Damaged pipes mean leaky drainage. Plumbing problems can put your home at risk of further leakage, burst pipes, and other issues related to your drainage system.
  • An aging system significantly reduces the value of your home. This can make it difficult for you to sell your home later on.

Why Have a Septic System Home Warranty?

Septic failures can cost between $5,000 to $30,000 on average to repair or replace—and sometimes even more if a problem cascades out of control. 

Exact amounts depend on the type of system and the nature of the damage. A septic tank warranty protects you from catastrophe and keeps more of your money in your pocket.

You can’t beat that.

Don’t wait until you start seeing warning signs like slow drains and backed-up toilets. Get your home septic tank coverage it needs to stay protected from a stinky situation.

Looking for Even More Coverage?

Some plans let you cover appliances like stovetops, refrigerators, and even swimming pools under one contract.

You may even be able to protect your HVAC and water pumping systems. Liberty Home Guard provides flexible coverage based on your needs. We let you choose what level of coverage you want, offer the best home warranty prices in the industry, and provide you with the peace of mind you so badly deserve.

Does a Home Warranty Cover a Septic System?

Liberty Home Guard offers coverage for septic systems as well as kitchen appliances, air conditioning units, and other essential components of your home.

Don’t rely on your homeowner’s insurance policy to cover septic system failure. Most plans don’t cover sewer and water damage and can leave you exposed when things go wrong. 

What you need is a reliable home warranty that will help you cover the necessary repairs and replacement parts you need. Whether you need to repair your septic tank, pumps, or sewage ejector fixed or replaced, we have a plan for you.

Why Liberty Home Guard?

Are you looking for certified, professional, and reliable service? Do you want 24/7 access to vetted service workers in case of a major accident or septic system failure? 

Then Liberty Home Guard is exactly what you need. Our home insurance for septic tanks will keep you protected from everything life throws at you.

We offer the most competitive prices and fastest response times on the market. Get coverage for your appliances and home systems and give your family the peace of mind it deserves.

Whether you want a septic drain field warranty or a home insurance septic tank, the Liberty Home Guard team can help. Get in touch with our team by calling (866) 699-4589 to see what our happy clients have to say about the service we provide. 

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Frequently Asked Questions (FAQ)

HOME WARRANTY
  • What is a home warranty?

    A home warranty is a service contract that covers the cost of repairs and replacements for your home’s systems and appliances when they break down over time from normal wear and tear.

  • How does a home warranty work?

    It’s simple, you can select the coverage plan of your choice that is the best fit for your home and budget.

    When you request service for a covered item, you will be charged a pre-set fee in order to initiate the service request.

    With an LHG home warranty, when a covered item needs repair, simply follow these steps:

    • File a claim online or call.
    • After paying your set fee, we’ll put you in contact with a local contractor to schedule your appointment.
    • After officially diagnosing the problem, the contractor will contact us to make sure the issue is covered by your plan.
    • If everything checks out, the contractor will then repair or replace the item in question.
    • Afterwards, we’ll check in with you by email or phone to make sure you’re happy with the job.
  • What does a home warranty cover?

    Liberty Home Guard offers 3 different plans depending on the coverage your home needs. The Total Home Guard is a combination of both our Appliance Guard and Systems Guard plan. It is our most comprehensive and most economical.

    We offer add-ons to each plan. Check HERE for our Home Warranty Plans & Policies page to learn more about everything we cover.

  • How is a home warranty different from homeowner’s insurance?

    A home warranty covers the costs of repairs and replacements of major home appliances and systems. Home systems, for example, include plumbing, electrical, and HVAC.

    Homeowners insurance provides coverage if theft or natural disaster hits.

  • How is a home warranty different from a manufacturer’s warranty?

    The main difference is that a manufacturer’s warranty generally covers the failed part of a single appliance, but usually doesn’t include the cost of labor or repair. With a home warranty, one plan covers a variety of systems and appliances, making it a more cost-effective way to safeguard your home.

  • Why is buying a home warranty a good decision for homeowners?

    A home warranty protects the homeowner’s budget by removing the risk of fluctuating expenses when big ticket items break down. With a Liberty Home Guard home warranty, the homeowner will pay for a monthly plan, along with a flat rate service call fee associated with any repairs, rather than the full retail cost of replacing or repairing any of their home appliances or systems.

  • Do I have to get a home inspection before getting a Liberty Home Guard home warranty?

    No. Liberty Home Guard doesn’t require a home inspection or any maintenance records to purchase a home warranty plan.

  • How long does it take to fulfill a service request?

    Liberty Home Guard will dispatch a licensed technician to your home within 24 - 48 (business) hours of your request. Extenuating circumstances do apply.

  • Can I choose my own service contractor?

    Yes, you absolutely can. We only ask that you reach out to us first so that we can authorize the contractor you'd like to work with. This helps ensure that the highest standards are applied and that you and your family are kept safe. In our experience, you will usually save the most money and get the best work done using an LHG Certified Professional. All of our contractors are licensed professionals, and their work comes with a 60-day workmanship guarantee.

  • What happens if I sell my home?

    You can take your warranty with you to your new home, or cancel your warranty plan.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.

USING YOUR HOME WARRANTY
COVERAGE
ABOUT HOME WARRANTIES
  • How long does my contract last?

    LHG seeks to empower its customers, enabiling you to find the contract term that is right for you. You can purchase a policy that is month-to-month, annual, or multi-year. Our multi-year plans provide the most value, call us toll free at (866) 396-5837 to find out more.

  • How do I make sure my coverage continues?

    If you have set up automatic payments with us, we will send your new contract 30 days before the old one expires. If you are not on an automatic payment system, you can continue coverage by logging into your account or calling us toll-free at  (866) 396-5837.

  • Can I cancel at any time?

    Yes, you can cancel at any time. If your cancellation occurs within the first 30 days of your coverage, we’ll refund your contract fees minus the cost of claims paid, and we will charge a small administrative overhead fee. If you cancel after the 30th day, you’ll receive a prorated refund of your contract fees for the rest of the contract term minus the cost of claims paid, and we will charge a small administrative overhead fee.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.

  • Is there a limit to the number of repairs I get during my contract term?

    No, we do not have a limit, although some coverage limitations, such as cost caps, may apply.

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