Sump Pump Home Warranty Coverage

Sump Pump Home Warranty Coverage

Having access to a basement as a homeowner means extra space to store belongings, a convenient entertainment center location, or even a brand-new bedroom for a family member. It also means that you may need to invest in a home warranty with a sump pump warranty.

A sump pump is a drainage device at the bottom of your basement that helps remove moisture and prevent flooding. Moisture is one of the most common causes of basement damage in the form of mold, cracks in the walls, or other foundation problems.

A sump pump warranty is highly advised, as repairs to this essential component of your home require the expertise of a professional.

The Unsung Hero: Understanding the Sump Pump

Before diving into the realm of warranties, let’s first grasp the significance of the sump pump. Essentially, this device is a homeowner’s first line of defense against water intrusion. Positioned in a sump pit, it automatically pumps out excess water that accumulates around the foundation of a home, preventing flooding and potential structural damage.

When the Hero Stumbles: The Importance of Home Warranty Coverage

Despite their reliability, sump pumps are not infallible. Like any mechanical device, they can malfunction or fail, leaving homeowners vulnerable to water damage. This is where home warranty coverage steps in, offering financial protection and peace of mind when the unexpected occurs.

The Best Home Warranty Service

There's a reason Liberty Home Guard was rated the #1 Home Warranty Service by U.S. News and World Report for 2021, 2022, and 2023. Check out our services.

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How Do Homeowner Warranty Plans Work?

Accidents happen, appliances wear down, and your sump pump may quit. These are challenges that every homeowner understands.

Home warranties can cover your home, from appliances like fridges and washing machines to entire systems like HVAC and electrical wiring. You and the vendor company agree to a modest monthly fee in this agreement.

In exchange, should any issue happen with any part of your home, the company will send a pre-approved contractor to provide professional repairs or replacements. This way, you save money in the long run by avoiding large, sudden repair costs. Plus, your appliances regain functionality more quickly when you don’t have to search for a suitable contractor.

What If I Already Have a Home or Manufacturer’s Warranty?

Home insurance differs from warranty coverage, as it mainly focuses on accidental damages resulting from fires, natural disasters, or theft. Home warranties provide repairs for wear and tear damage.

A manufacturer’s warranty is also different. These agreements come from appliance manufacturers, apply to only one product, and typically last a limited time (usually a single year). These warranties only cover manufacturer’s defects and will not cover natural wear and tear and other problems.

Will I Need Septic Pump Warranty Coverage?

Home warranties may be optional, but they are almost essential for avoiding large repair costs and giving your family peace of mind that every appliance and system in your home is protected.

You should look to protect your sump pump if you live in an area with a rainy climate. The additional groundwater results in more wear and tear on your pump. If your home has an older sump pump, then having a replacement plan is always smart.

You can never predict when you’ll need your sump pump to save your house from a costly basement flood.

Are There Limitations?

When it comes to home warranty basement leaks, every provider has a different policy. You can generally expect coverage to not include local flooding from a nearby body of water. Some plans also exclude foundation leaks if you fail to maintain your basement properly. Talk with your agent to see what plan provides you with the right protection.

What Are Some Sump Pump Maintenance Tips?

Some basic maintenance procedures go a long way to prolonging the life of your sump pump.

  • Because power cuts often result in pump failures, have a secondary power source ready if possible.
  • Consider installing a backup sump pump.
  • Use gutters, window wells, and downspouts to prevent overflowing.

Of course, you will eventually need professional assistance. That’s where a home warranty comes in.

Keep Your Sump Pump Protected With a Liberty Home Guard Home Warranty Plan

Looking for septic system home warranty coverage but not sure where to start? Look to one of the nation’s top providers, Liberty Home Guard. Just choose from our affordable and customizable plans, submit a claim at any time, and let us cover you in minutes.

Get in touch with our team at (866) 699-4589 for a quote and to discuss what level of coverage is right for you.

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Frequently Asked Questions (FAQ)

HOME WARRANTY
  • What is a home warranty?

    A home warranty is a service contract that covers the cost of repairs and replacements for your home’s systems and appliances when they break down over time from normal wear and tear.

  • How does a home warranty work?

    It’s simple, you can select the coverage plan of your choice that is the best fit for your home and budget.

    When you request service for a covered item, you will be charged a pre-set fee in order to initiate the service request.

    With an LHG home warranty, when a covered item needs repair, simply follow these steps:

    • File a claim online or call.
    • After paying your set fee, we’ll put you in contact with a local contractor to schedule your appointment.
    • After officially diagnosing the problem, the contractor will contact us to make sure the issue is covered by your plan.
    • If everything checks out, the contractor will then repair or replace the item in question.
    • Afterwards, we’ll check in with you by email or phone to make sure you’re happy with the job.
  • What does a home warranty cover?

    Liberty Home Guard offers 3 different plans depending on the coverage your home needs. The Total Home Guard is a combination of both our Appliance Guard and Systems Guard plan. It is our most comprehensive and most economical.

    We offer add-ons to each plan. Check HERE for our Home Warranty Plans & Policies page to learn more about everything we cover.

  • How is a home warranty different from homeowner’s insurance?

    A home warranty covers the costs of repairs and replacements of major home appliances and systems. Home systems, for example, include plumbing, electrical, and HVAC.

    Homeowners insurance provides coverage if theft or natural disaster hits.

  • How is a home warranty different from a manufacturer’s warranty?

    The main difference is that a manufacturer’s warranty generally covers the failed part of a single appliance, but usually doesn’t include the cost of labor or repair. With a home warranty, one plan covers a variety of systems and appliances, making it a more cost-effective way to safeguard your home.

  • Why is buying a home warranty a good decision for homeowners?

    A home warranty protects the homeowner’s budget by removing the risk of fluctuating expenses when big ticket items break down. With a Liberty Home Guard home warranty, the homeowner will pay for a monthly plan, along with a flat rate service call fee associated with any repairs, rather than the full retail cost of replacing or repairing any of their home appliances or systems.

  • Do I have to get a home inspection before getting a Liberty Home Guard home warranty?

    No. Liberty Home Guard doesn’t require a home inspection or any maintenance records to purchase a home warranty plan.

  • How long does it take to fulfill a service request?

    Liberty Home Guard will dispatch a licensed technician to your home within 24 - 48 (business) hours of your request. Extenuating circumstances do apply.

  • Can I choose my own service contractor?

    Yes, you absolutely can. We only ask that you reach out to us first so that we can authorize the contractor you'd like to work with. This helps ensure that the highest standards are applied and that you and your family are kept safe. In our experience, you will usually save the most money and get the best work done using an LHG Certified Professional. All of our contractors are licensed professionals, and their work comes with a 60-day workmanship guarantee.

  • What happens if I sell my home?

    You can take your warranty with you to your new home, or cancel your warranty plan.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us [email protected].

USING YOUR HOME WARRANTY
COVERAGE
ABOUT HOME WARRANTIES
  • How long does my contract last?

    LHG seeks to empower its customers, enabiling you to find the contract term that is right for you. You can purchase a policy that is month-to-month, annual, or multi-year. Our multi-year plans provide the most value, call us toll free at (866) 396-5837 to find out more.

  • How do I make sure my coverage continues?

    If you have set up automatic payments with us, we will send your new contract 30 days before the old one expires. If you are not on an automatic payment system, you can continue coverage by logging into your account or calling us toll-free at  (866) 396-5837.

  • Can I cancel at any time?

    Yes, you can cancel at any time. If your cancellation occurs within the first 30 days of your coverage, we’ll refund your contract fees minus the cost of claims paid, and we will charge a small administrative overhead fee. If you cancel after the 30th day, you’ll receive a prorated refund of your contract fees for the rest of the contract term minus the cost of claims paid, and we will charge a small administrative overhead fee.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us [email protected].

  • Is there a limit to the number of repairs I get during my contract term?

    No, we do not have a limit, although some coverage limitations, such as cost caps, may apply.

Liberty Home Guard
Need help?

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(866) 225-7958