Having access to a basement as a homeowner means extra space to store belongings, a convenient entertainment center location, or even a brand-new bedroom for a family member. It also means that you may need to invest in a home warranty with a sump pump warranty.
A sump pump is a drainage device at the bottom of your basement that helps remove moisture and prevent flooding. Moisture is one of the most common causes of basement damage in the form of mold, cracks in the walls, or other foundation problems.
A sump pump warranty is highly advised, as repairs to this essential component of your home require the expertise of a professional.
Before diving into the realm of warranties, let’s first grasp the significance of the sump pump. Essentially, this device is a homeowner’s first line of defense against water intrusion. Positioned in a sump pit, it automatically pumps out excess water that accumulates around the foundation of a home, preventing flooding and potential structural damage.
Despite their reliability, sump pumps are not infallible. Like any mechanical device, they can malfunction or fail, leaving homeowners vulnerable to water damage. This is where home warranty coverage steps in, offering financial protection and peace of mind when the unexpected occurs.
There's a reason Liberty Home Guard was rated the #1 Home Warranty Service by U.S. News and World Report for 2021, 2022, and 2023. Check out our services.
Learn MoreAccidents happen, appliances wear down, and your sump pump may quit. These are challenges that every homeowner understands.
Home warranties can cover your home, from appliances like fridges and washing machines to entire systems like HVAC and electrical wiring. You and the vendor company agree to a modest monthly fee in this agreement.
In exchange, should any issue happen with any part of your home, the company will send a pre-approved contractor to provide professional repairs or replacements. This way, you save money in the long run by avoiding large, sudden repair costs. Plus, your appliances regain functionality more quickly when you don’t have to search for a suitable contractor.
Home insurance differs from warranty coverage, as it mainly focuses on accidental damages resulting from fires, natural disasters, or theft. Home warranties provide repairs for wear and tear damage.
A manufacturer’s warranty is also different. These agreements come from appliance manufacturers, apply to only one product, and typically last a limited time (usually a single year). These warranties only cover manufacturer’s defects and will not cover natural wear and tear and other problems.
Home warranties may be optional, but they are almost essential for avoiding large repair costs and giving your family peace of mind that every appliance and system in your home is protected.
You should look to protect your sump pump if you live in an area with a rainy climate. The additional groundwater results in more wear and tear on your pump. If your home has an older sump pump, then having a replacement plan is always smart.
You can never predict when you’ll need your sump pump to save your house from a costly basement flood.
When it comes to home warranty basement leaks, every provider has a different policy. You can generally expect coverage to not include local flooding from a nearby body of water. Some plans also exclude foundation leaks if you fail to maintain your basement properly. Talk with your agent to see what plan provides you with the right protection.
Some basic maintenance procedures go a long way to prolonging the life of your sump pump.
Of course, you will eventually need professional assistance. That’s where a home warranty comes in.
Looking for septic system home warranty coverage but not sure where to start? Look to one of the nation’s top providers, Liberty Home Guard. Just choose from our affordable and customizable plans, submit a claim at any time, and let us cover you in minutes.
Get in touch with our team at (866) 699-4589 for a quote and to discuss what level of coverage is right for you.
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A home warranty is similar to insurance in that coverage is not indefinite—it expires after a time. Homeowners who want to continue protecting their property with warranty coverage might wonder when and how they should arrange for a policy renewal.
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